business side

urea for sale

urea brokers

More Fall Fashion for OC’s Women
Here’s a few more things to look for when you are planning your fall wardrobe: Long Leather Gloves - I know here in Orange County, that we don’t need gloves, but if you find yourself in a cold city this fall, invest in a pair of long leather gloves.  Find a pair of opera length leather [...]

urea and engines

Fall Fashion Preview for Orange County Women
In case you haven’t noticed, while we’re outside sunning ourselves on the beach or by the pool, the stores are now filled with fall merchandise.  Wool skirts, coats, tights, long sleeves, they’re everywhere you look.  Although you couldn’t possibly think of wearing them right now during the heat, this is a great time to buy [...]

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urea at technorati

urea directory listing

This Blog Is Closed, But You Can Find Me At:
Thnaks so much for visiting me. This blog you are searching is long gone, but there are other places where you can find me. The Digital Rose The Digital Rose offers three main products: - Digital sheets for collage and scrapbooking: tags, collage elements, ATC backgrounds, etc.; - Digital Business Kits for online sellers: banners, avatars, business card design, [...]

California Independent Film Festival CIFF in Livermore CA
Hurry! Today is the last day of the Califronia Independent Film Festival here in Livermore CA and there are still tickets available at the door for some great cinematic treats. (Vine Theater at 1772 First Street right in Downtown Livermore.) Sunday Morning Festival Schedule This morning you can catch nine Comedy Shorts from 10:00 a.m. to 11:30 [...]

The Purse Hook - Hot “Design Your Own” Handbag Accessory
Familiar yet with handbag holders, those strong hooks that hang over the edge of a table or bar to keep purses close and germ-free? Here at Kyle Design we’ve added our own twist to these up-and-coming must-have accessories that are turning into the coolest new gift idea for women of style. Unlike other sites that offer [...]

April Barrage of Butterflies in S.F. Bay Area
It seems that the first butterflies flitting around the garden indicate that winter is over and spring has sprung. This year spring was announced in a BIG way with a brilliant show of thousands of orange Painted Lady butterflies. Here in the San Francisco Bay Area, hundreds of butterflies a minute passed over cars, buildings, [...]

Turn a Snail into a Business Card Holder
You’ve seen those blogs that tell you how to make a business card case out of a cassette tape, recycled circuitboard or Popsicle sticks. But I’ll show you how to make a cool business card holder out of a snail. Yes, a snail. In three easy steps! 1. Snails come in so many different colors if [...]

Distant

12�red roses, with red carnations and gypsophila.

Anthurium B
3 Anthurium,0.4-0.6 m,ceramic pots.
Please order�one day in advance, due to natural growth problems plantation has its natural characteristics, so the photos for reference only.

Forgive To Live
And I am kind to others, tenderhearted, forgiving others,  just as God also in Christ forgave me.  Ephesians 4:32  (myBible: Stading on the Promises, page 84) An incident happened to me several years ago in which I was “rightly offended” by an individual’s actions towards me. This same behavior had occurred time and again and I [...]

Sweet Lovers
12 pink roses bouquet,a lovely little bear toy 40CM(Bear may vary depending on availability)

Valencia City’s ex-mayor Galario: from radio adversary to broadcaster
He used to be a staunch critic of the broadcast media, even padlocking radio stations in Valencia City during his two-term stint at city hall. But guess who is now a broadcaster himself — operating, programming, and going on-air in his own radio station. Former Valencia City Mayor Jose M. Galario Jr. now operates DXVC, a [...]

Aetna Life Insurance Company Rating
Aetna Life Insurance Company offers group life and individual life insurance policies throughout North America.UT

Website - https://www.aetna.com
Located - Hartford, CT
Phone - 1-800-MY-HEALTH
Employees - 35,258 (2008)
Revenue (bil.) - 27.6
Description - Aetna thinks you ought’a have some life insurance. As the life insurance subsidiary of health care giant Aetna, Aetna Life Insurance Company offers group life and individual life insurance policies throughout North America. Aetna Life Insurance was founded in 1853 as a spinoff of Aetna Insurance Company. After more than 150 years in operation, the company has more than 20,000 group life contracts in force. The parent company’s operations are focused on accident and health insurance, while life insurance accounts for less than 10% of total earned premiums.

Source: http://www.hoovers.com

Reviews & Ratings

momof4’s Full Review of Aetna Life Insurance Company

Costly But Worth It

My family and I never had a problem with Aetna Open Access “High” Option. other then it’s monthly premium. Never had issuses with customer service. In fact on many accounts they came to bat for me when the hospital/Dr. office tried to charge me unnecessary charges when having my baby. The only reason not still going through them is their premium tends to increase by $300.00 a month every couple years.

Lillith’s Full Review of Aetna Life Insurance Company

Worth It?

Yes, Aetna is expensive. If I’m paying over two grand a year on my own health care, I wish they would stop being so hard on what they cover and how much. The postitive things I can say is that one visit to the hospital came to over $7,000 and I only paid $220. The customer service isn’t bad at all. They return calls when they say they’re going to. Is it worth the price? Thats up to you.

Source: http://www.healthinsurancereviewer.com

Law banning aerial spray in RP?
While a court battle upwards is still being fought on this struggle for the environment, this senator from Mindanao has mulled passing a bill banning aerial spraying in the country. Sen. Juan Miguel Zubiri, who styled himself as an environment advocate while in the House of Representatives, said he backs Davao City’s ban on aerial spraying [...]

Erie Auto Insurance Rating
Website - http://www.erieinsurance.com Located - Erie, PA Phone - 1-800-458-0811 Employees - 4,250 Revenue - $1,132,291,000 Description - Formed in 1925 as a Pennsylvania auto insurer, Erie Insurance Group has rolled down lots of other roads since then, offering personal auto, property, and life insurance through its subsidiaries Erie Family Life Insurance and publicly-traded Erie Indemnity. The group also offers commercial coverage (including auto, [...]

Website - http://www.erieinsurance.com
Located - Erie, PA
Phone - 1-800-458-0811
Employees - 4,250
Revenue - $1,132,291,000
Description - Formed in 1925 as a Pennsylvania auto insurer, Erie Insurance Group has rolled down lots of other roads since then, offering personal auto, property, and life insurance through its subsidiaries Erie Family Life Insurance and publicly-traded Erie Indemnity. The group also offers commercial coverage (including auto, liability, and workers’ compensation) for smaller businesses. Doing business in a dozen eastern states, Erie Insurance Group sells its products through more than 2,000 independent agencies. The company has slowly but steadily expanded its territory, choosing to concentrate on growth in areas it already serves.

Source: http://www.hoovers.com

Reviews & Ratings

lemko’s Full Review of Erie Auto Insurance Group

Erie Insurance Group has perhaps the best car insurance anywhere. I have been with this company ever since I started driving back at age 17 under my Dad’s policy and have been with Erie under my own policy for the last thirteen years. The rates are far more reasonable and for superior coverage compared to its competitors.

Northeast Pennsylvania has relatively low car insurance rates compared to a lot of other regions. I was only paying $1,152 for full coverage on two Cadillacs - a 1989 Brougham and 1994 Deville. 

When my employer wanted me to take a position in Philadelphia, I became very concerned. Philadelphia has perhaps the most exorbitant car insurance rates in the country. I’ve heard of people paying more in insurance installments than monthly payments on a car itself! Many factors contribute to Philadelphia’s awful rates. Nearly 50% of city drivers are either uninsured or underinsured. Many cars don’t carry a current registration or inspection. I can find many cars with inspection stickers from 1995 and have temporary tags for years. I don’t think it’s fair that responsible drivers should be penalized for the irresponsible ones, but I can’t think about “what if” and have to deal with “what is.”

When asking for quotes over the Internet for similar coverage Progressive quoted $2,669 for a year; Geico at $2,430; Electric Insurance Company at $3,330.00; and State Farm at a whopping $4,498! Prudential was so extravagant I won’t even embarrass them by posting their quote. I have a bulletproof driving record: no accidents and no tickets. Those competitor’s quotes sound more like somebody with a Ferrari Testarossa who drives like Dale Earnhardt and drinks like Dean Martin.

Erie’s quote was $1,772 - infinitely more reasonable than anybody else. I signed-up right on the spot! Sure, I could get a lower rate than that, even in Philadelphia, but only for the bare state minimum. Not only that, Erie’s representatives were very helpful and courteous and pointed out ways I could save money have the same coverage I had upstate.

When I made a claim several years ago when my parked Mercury Grand Marquis was damaged by a hit-and-run driver, Erie was responsive and promptly settled my claim. I had my car repaired within two weeks and was back on the road.

I don’t know how well they are with high-risk drivers - those with a few accidents, violations or DUIs. They may not even cover you. Another problem is that Erie outlets aren’t as numerous as its competitors and one may not be available near you. I didn’t think there were any in Philadelphia until I researched the Internet. They have a pretty good web page.

Anyway you look at it, Erie is a company that rewards good drivers and does not penalize you for where you live.

ShadowZone’s Full Review of Erie Auto Insurance Group

I have had Erie insurance since the day I started driving (long time ago) and I will never switch insurance. They really treat their insured’s as people and not a policy number, about a year ago I was hit by a guy with another insurance co, my insurance helped me with all information I needed to get through this, there were no life threatning injuries but bad enough. Erie called just to check and see how we were doing and if they could help us in any way, and to let them know if the gentleman that hit us did not have enough insurance and mine would. In the last 15 years of driving I (knock on wood) have had a clean driving record so I receive the prefered customer discounts from many well known insurance company’s such as State Farm, Geico, Progressive ect..

So I call for a price comparison because they say they can save me money and who now days wouldn’t like to save money. They can’t even come close to what I pay for full coverage they are hundreds over what I pay now, so when they give me the price I kinda chuckle and they ask what is so funny. I tell them what I pay and I have even had them ask for my insurance company’s phone number. With Erie insurance I have a no-fault accident, nothing will be held against me and they will not raise my rates, they offer towing for a very small amount a year, and they have different payment plans you don’t have to have a monthly payment. The people are friendly and will take time to answer any questions you may have, any problems and they will do their best to fix them. I can’t say enough, but at least call and compare what you pay with them,just tell them what you need and they will help. I have no plans to switch, I tell people all the time to at least hear what they have to say and go from their. They also have home insurance and much more, they have alot of discounts for more than 1 car or for house and car. Good luck!! Please give them a call and compare.

KaylaRaine’s Full Review of Erie Auto Insurance Group

I got my own insurance policy just two years ago when I was 21. I chose Erie because that is what my parents had. I can easily say that it was the best choice that I could have made.

I have always had great service with Erie and their prices are practically unbeatable. I recently moved from PA to VA and had no trouble transferring my insurance. All I had to do was call an Erie Agent in VA and she set everything up. She gave me a quote over the phone, told me that she would contact my former agent to get monies transferred, and send my papers in the mail.

Simple. About a week after I arrived at my new apartment in Falls Church, VA, I got my insurance papers, signed them, sent them back and got my new insurance card. Here’s the even better part…I moved from a medium sized town in PA to the D.C. Metro area and my car insurance actually went down almost $100!

Another great thing about Erie is that your rates will go down when you turn 24, not 25 like most companies. I have never been in an accident where I needed to contact Erie, but my dad was once and everything went smoothly. They took care of the problem quickly and efficiently.

Erie also offers a good price on Renter’s Insurance. I am only paying $114/year for $20,000 worth of coverage and when you get Renter’s Insurance through them, they give you a 5% discount on your car insurance. I’ve never come across a better deal with better service, so if you are in the market for new car insurance, you should definitely give Erie a try.

Source: http://www.epinions.com

Unitrin Direct Auto Insurance Rating
Unitrin's units unite property/casualty, life and health, direct insurance, and consumer finance.

Website - http://www.unitrindirect.com
Located - Chicago, IL
Phone - 1-877-481-8836
Employees - 7,800
Revenue (mil.) - $267.7
Description - Unitrin’s units unite property/casualty, life and health, direct insurance, and consumer finance. Its Kemper Auto and Home and Unitrin Specialty businesses offer automobile, homeowners, and fire coverage sold through independent agents and brokers. Its Unitrin Direct business sells standard and non-standard auto coverage directly to consumers online and through employer-sponsored voluntary benefit programs. Unitrin’s Career Agency Companies primarily sell life insurance the old-fashioned way — through home visits to individual customers. Its Reserve National subsidiary sells individual health and Medicare supplement policies. The company operates in the southern, midwestern, and western parts of the US.

Source: http://www.hoovers.com

Reviews & Ratings

Carl D’s Full Review of Unitrin Direct Auto Insurance

“Unitrin Can’t Be Beat.”

I have had Unitrin since 2003. I haven’t had to deal with claims in awhile, which is always a positive thing! Anyway, when I did have to deal with Unitrin’s Claim process I didn’t have any problems. The Claims Department was pretty quick from what I can remember and I remain with Unitrin because they are affordably priced. I had been in a pretty bad accident in 2004 and I was racking up bills pretty quick. I was terrified that I was going to be financially ruined by the event. I wasn’t, Unitrin took care of everything, they were fast and friendly and I didn’t have to call them up a hundred times to deal with the issue. I am so satisfied that I plan to have Unitrin take care of my other insurance needs as well. Highly recommended, great services, great prices, they really can’t be matched by another company.

Anonymous’s Full Review of Unitrin Direct Auto Insurance

“I like Unitrin.”

They handled my claim quickly and fairly, and their quote was competitive for Los Angeles.

Sharon Hutchison’s Full Review of Unitrin Direct Auto Insurance

“Climbing Through the Passenger Door.”

The driver at fault, insured by Unitrin, was cited. Unitrin assigned an adjustor (Kim) that I had difficulty dealing with. She insisted I had to drive my vehicle because she did not want to pay rental fees. She did not care that the driver door would not open as a result of the collision and wanted me to continue climbing over the console from the passenger side. This also increased the back pain suffered in the accident. She had no problem with this issue or driving a car 200 miles to a medical appointment with a car out of alignment or having possible damage to the tire. My safety was a non-issue in her mind, only saving money mattered. She would not send me a copy of THEIR adjustors repair estimate, which was $250 higher than any other estimate I obtained at that time. I could not be reassigned to another adjustor. She demanded I deliver my car to the repair shop on a specific date, even though no appointment was scheduled and they could not start the work when she wanted. She attempted to give time quotas to the garage to obtain parts and well as perform the repair. She wanted to argue about everything. It is a very unpleasant experience. This company is very distasteful and we are just beginning. Perhaps they could read up on the definitation of professionalism and safety.

Source: http://www.insuranceusa.com

CIGNA Life Insurance Company Rating
CIGNA Life Insurance Company Rating

Website - https://www.CIGNA.com
Located - Philadelphia, PA
Phone - 1-800-828-3485
Employees - 30,300
Revenue (bil.) - 17.6
Description - One of the top US health insurers, CIGNA covers nearly 12 million people with its various medical plans, which include PPO, HMO, point-of-service (POS), indemnity, and consumer-directed products. CIGNA also offers specialty health coverage in the form of dental, vision, pharmacy, and behavioral health plans, and it sells group accident, life, and disability insurance. Its customers include employers, government entities, unions, Medicare recipients, and other individuals in the US and Canada. Internationally, the company sells life, accident, and supplemental health insurance in parts of Asia and the European Union, and it provides health coverage to expatriate employees of multinational companies.

Source: http://www.hoovers.com

Reviews & Ratings

Satogy’s Full Review of CIGNA Life Insurance Company

My mother had had Cigna for a few years, and like most families we just were happy with the doctors that were on the HMO plan, but really had not had to use any of the other features.

In the Fall of 95, I started to get very Ill. I was blacking out ever few feet I walked, I had lost a little over 30 lbs in 2 months and not because I was trying, I was constantly cold, and Then finally a Sharp SEARING pain in my lower back Led me to the hospital.

I was poke and prodded, Operated Twice on, Given 5 Units of Packed Red Blood Cells, and got to get to know every nurse on the ward in my 14 day stay. Due to the Fact that they thought I was going to die I was placed in a Private room, in the ICU ward of the Cancer Floor. Nope, I didnt have cancer I just had a weird thing where my body had stopped producing blood.

I had DR come in and Shake my hand and We never saw them again… until the bills started to arrive. And Boy did they start arriving!

at 19 I was responsible for my Bills (of course my parents were going to help out). On a college Budget, With a Huge Scar down my stomach.. and Orders not to do any work or overstress my self for a year limited my money. The bills were Piling up at the door, And I mean piling up. $8 Tylenol 3 pills, $45 Bedpans, $1000 a DAY room, not to mention the $45,000 surgery (and I had 2!). My bills were Rapidly going over 100,000 and then we saw them pass $200,000. I was shocked I was Just in Shock..

We Called CIGNA to see what our options were, How were we going to handle this!!!!..

A kind Lady answered the phone, answered our Questions, Answered our Prayers. Apparently (I dont know if they still have it) My mother had Paid a little extra into something called a Catastrophe clause , she didnt remember even doing it.

It gave you the ability to Claim one Catastrophe in like 5 years. Well We looked at each other, I asked mY mother if she thought it a good Idea, and she say YES!!!

We owed nothing except for a $50 fee and my After Care. Which totaled about $1000.

That was it. CIGNA With its Excellent Doctors (I had the Best in the State do my surgery, to remove a tumor from my uterus (cause by lack of blood to my reproductive system, my immune system was Doing really ODD things) and saved my Life, my uterus and Gave me the chance to have a healthy boy 2 years later), EXCELLENT Hospital, gave me the chance for Life with out a heavy Medical Bill.

Thank you for everything CIGNA.

dastr8poop’s Full Review of CIGNA Life Insurance Company

Hey kids, it’s me dastr8poop! I bet you thought you’d seen the last of me, I sure thought you had, but it turns out that all it takes is one highly satisfactory customer experience to make me come screaming back to the consumer helpful e-ticket ride that is Epinions.

I’m here today to talk to you about insurance, pacifically CIGNA insurance.

Working as I do in the heath care field, I could tell you all kinds of boring information about CIGNA’s horrible track record and how they reimburse providers at such laughable rates that many doctors and hospitals are canceling their contracts with them. I could go on and on about my own experiences with them as a “recipient” of benefits, and how my account was almost sent to collections because they kept losing my claim. I could go on and on and bore you with all kinds of relevant details, but I choose not to.

Because boring details bore me.

Instead, I’m going to talk to you about one of the things that CIGNA offers as an “extra”. Many insurance companies tout their extras as a way to distract the consumer from the fact that they never pay their claims. Sometime this means bragging about how many doctors are in their “network” or selling you on the fact that the will be no paperwork and you’ll have nothing to worry about if you get sick. CIGNA uses the tried and true 24hr automated health information hotline.

I believe the intent of this service is to provide information about a variety of aliments, and by doing so relieve any fears that the concerned beneficiary might have. Sounds good. I know that there have been times in my life when I’ve been concerned about a rash, or an unusual discharge, or some other kind of rash when a 24hr automated health information hotline would have come in real handy.

The folly, and thus the comedy (because the is always comedy), inherit in this endeavor becomes clear when you take into account the fact that CIGNA has attempted to include every conceivable health concern in their pleasantly voiced-over library.

I would like for you to take a moment out of your busy day and experience for yourself the unnecessary extremes that CIGNA has taken to both waste money and provide their customers with vitally important health care information.

Call the CIGNA 24hr automated health information hotline at:

1-800-564-8982.

To access the health information library, press 2.

When prompted for the 4 digit extension enter: 5228.

Listen. Learn. And above all, be entertained.

Thank you and good night.

veganweb’s Full Review of CIGNA Life Insurance Company

I have Cigna dental insurance and I like it. So far most procedures that I’ve had done have either been at no charge or for a low co-pay. I’ve never had dental insurance before but I seem to have hit the mark with Cigna.

The nice thing about Cigna st-80 is that you don’t have to deal with claims and such. They have a long list of procedures and what you have to pay for them when you go to a participating location, so there’s not a rude surprise when you’re done at the dentist.

Changing dentists couldn’t be easier. I just called them up and they were very friendly and helpful, the entire procedure took just a few minutes.

I really can’t say anything bad about Cigna at this time. The appear to be good solid insurance, at least for Dental insurance.

Source: http://www.epinions.com

“Bukidnon Our Home” migrates to WP
The Bukidnon Our Home place blog has moved to WordPress starting today. The exodus is due to some technical and organizational concerns. Thanks for your continued visits to Bukidnon’s simple place blog.

Mindanao 2009 Calendar, now out for sale
Now on sale at P200 per copy (postage not included). Email your orders now at calendar at mindanews.com; call (082) 2974360; text 09285517750. The Mindanao 2009 special edition calendar, from the thelandofpromise.com photographs of Bobby Timonera, one of the editors at MindaNews, is a project of the Mindanao News and Information Cooperative Center (MNICC). The Asia [...]

Wawanesa Mutual Auto Insurance Company Rating
Wawanesa Mutual Auto Insurance Company Rating

Website - https://www.wawanesa.com
Located - Winnipeg, Canada
Phone - 1-800-625-7891
Employees - 3,100
Revenue (mil.) - 1,285.4
Description - Coal-oil lamp and wooden threshing machine accidents may not be as common as they were when Wawanesa Mutual Insurance was founded on the Canadian plains in 1896, but the property/casualty insurer still has plenty to keep it busy. The company, one of the largest property/casualty insurers in Canada, offers commercial and personal lines, including business, farm, homeowner, and automobile policies. It also owns a demutualized life insurer, Wawanesa Life. Wawanesa operates throughout Canada as well as in California and Oregon. The company sells its products through some 1,300 independent agents (except in Quebec where company agents handle the distribution). Wawanesa is owned by its policyholders.

Source: http://www.hoovers.com

Reviews & Ratings

Yalum85’s Full Review of The Wawanesa Mutual Auto Insurance Company

I’m so happy I listened to my wife this time! She first heard about Wawanesa Insurance from a TV consumer advocate. Because the name was unknown to me, I hesitated. However, when their quote was about $400 less than what we were paying, we signed up!

Our Experience
We’ve had two claims in about 9 years. This is how Wawanesa handled them. First, while parked at a donut shop, the guy next to me pulled out, scraping his truck along the side of our station wagon. After I got him to apply his brakes, he first apologized for not having a mirror to see with, then he placed the blame on me for parking crooked, and he left! When I reported it to Wawanesa, the agent was very concerned for me, took the man’s license plate number, and gave me a location where I could get my car inspected. She told me they would fix my car and then go after the guy in the truck because it was considered a hit-and-run. Wow! How easy!

My second experience tops that, though! Late at night, I hit a tire that was rolling down the fast lane in a dark stretch of the freeway. Within a day or so, I received a call at work from an adjuster who said he’d come to my work to see the car. He called me later from the parking lot of my workplace. I went out, met him, showed him the damage, and he wrote me a check for $900+ on the spot! I went around for the rest of the day telling everyone how great my insurance company was (I showed them the check, too!). The best part was that my rates didn’t get hiked up, either!

To be covered, you must have a VERY good driving record! They won’t risk a lot, but if that keeps my rates down, I’m happy! They don’t have agents to give you quotes over the phone. You must call and request a form, then you mail it back with all the information. They send you quote after that. Believe me, it’s worth it! I’ve told several friends about Wawanesa, and every one of them that has qualified (some I was even surprised at!), has come back and THANKED me for telling them. Everyone has saved at least $100.

We’re still with Wawanesa, and plan to stay there.

itzkevin00’s Full Review of The Wawanesa Mutual Auto Insurance Company

In March I bought a car so I needed to find obtain insurance ASAP as the insurance I had from the dealer was basically the minimum required liability and property damage coverage required by California law. Also this was my first time purchasing car insurance so I knew my quotes would be high.
I went online to get some quotes and I also went to Wawanesa’s site to fill out the form so they could mail me some quotes. A few days later the quotes arrived in the mail and their quotes were the lowest I found.

Here are some of the quotes I received (Unless otherwise noted the coverage amounts are as followed: Bodily Injury $50,000/$100,000 Property Damage $50,000 Compressive $100 Ded. Collision $500 Ded. Uninsured Motorist $30,000/$60,000)

Wawanesa - $1,149 - 1 Year
AAA - $1424 – Year (Property Damage $25,000 Uninsured Motorist $15,000/$30,000)
GEICO - $993-60 – 6 Months
Progressive - $842 – 6 Months
Mercury - $877.90 – 6 Months
21st Century - $1186.00 – 6 Months
Allstate - $772.92 – 6 Months
AIG – $818 – 6 Months ($25,000 Property Damage $50,000/$100,000 Uninsured Motorist)

Obviously I chose Wawanesa because they had the lowest rates. The day I received the quotes I mailed them a check so they would cover me right away. They give you the option of paying your premium in full or by making payments of 20% down and 8 payments for the remaining amount plus a service charge. A few days later a customer service representative had called, however I missed the call and called them back the next morning. I called them back and they asked me couple of questions regarding people who have lived at my address or have used my address to receive their mail. After I answered their questions I was told everything was fine and I had coverage with them effective the day I requested for it to begin. I should add that Wawanesa doesn’t need pictures of your car.

I took some time to look at California Department of Insurance’s web site http://www.insurance.ca.gov/ and found Wawanesa ranks among the best in complaints.

Overall the process to obtain insurance was simple and I would recommend getting a quote for coverage.

ezmerchants’s Full Review of The Wawanesa Mutual Auto Insurance Company

Anybody who complains about this insurance company is probably a horrible driver who wants full coverage insurance for $10 per month and a service you would get at a $5000 a night hotel and he still wants to be able to whine. And, when he files a claim he wants the insurance company to always pay, no questions asked, like it’s a free-for-all or something.

Low prices, excellent and fast service, what else can you ask for? They have very few customer complaints compared to other insurance companies according to most credit rating organizations and have a history dating back to 1896 originating from Canada. Wawanesa was awarded an A+ (superior rating) for its financial strength from A.M. Best Co, the world’s oldest and most authoritative insurance rating and information source. I checked the Better Business Bureau’s web site and it was amazing how few their complaints were (13 complaints in the last 3 years compared to other companies’ hundreds of complaints) and they were all resolved! I have been with them for more than 5 years now and never had any problems, and every single person I have referred to them, never had problems either. Wait, I actually did get upset with them one time and told them to cancel my policy. Then I started shopping around for auto insurance, and when I saw premiums like $2000 from esurance and GEICO compared to Wawanesa’s $400 yearly premium I called back very nicely and got my policy back!

Source: http://www.epinions.com

A people with long history decides what makes a sacred mountain
A good read is what I consider Elson Elizaga’s piece on MindaNews about “Selling a Sacred Mountain”. There are similar cases of such situation in the province of Bukidnon. From my encounters with respected tribal leaders and elders, it is a long history of clans and tribes that determine what makes a sacred mountain and other people [...]

Emotional

Classic emotional

This fabulously fragrant bouquet of 18 pink roses and 3 pink lilies is sure to create that ecstatic touch of love and have them enchanted by those warm feelings forever.

Pachira B
Pachira:140-160cm
Please order�one day in advance, due to natural growth problems plantation has its natural characteristics, so the photos for reference only.

Anthurium C
2 pink anthurium,0.4-0.6 m,ceramic pots.
Please order�one day in advance, due to natural growth problems plantation has its natural characteristics, so the photos for reference only.

Pachira C
Pachira:140-160cm
Please order�one day in advance, due to natural growth problems plantation has its natural characteristics, so the photos for reference only.

Complete

33 quality red roses,with� gypsophila and gardenia leaves, heart-shaped flower basket

Anthurium B
3 Anthurium,0.4-0.6 m,ceramic pots.
Please order�one day in advance, due to natural growth problems plantation has its natural characteristics, so the photos for reference only.

Slatted Floor Sport Boat CN-SF Series - Inflatable Boats
Slatted Floor Sport Boat

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Slatted Floor Sport Boat Other Series - Inflatable Boats
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Kayaks | Inflatable Kayaks | Kayak Accessories- Inflatable Boats
With Chinee inflatable kayaks there is no need for vehicle roof racks, there are no storage problems, and traveling in public transport and small aircraft is a breeze.

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For the Heroes interactive game...
 "Viva la libertad -- A Friend."


Respond however you'd like...

Bux.to Script News Update - Beta again Live

Bux.to Script (Bux Reload) Release - Beta Testing

Payment to Bux .to Card and Bux.to Shop Update

Adventure!Post Pt. 1

This past Saturday I went to Chicago Tardis!  It was probably one of the most amazing experiences ever.  The con was local, so it wasn't a hard decision to want to go.  There's so much I'm afraid I'm going to forget, so I thought it best to type it all out here.  I'm sure those of you who weren't able to attend would like to hear about it anyway.  Here it goes...

Saturday Morning

I got up at about 7 a.m. to get ready.  I was supposed to meet mrsdrtennant</lj>  and her brother (Alex) at the mall near the hotel before hand so we could grab coffee or something.  We wanted to get there on time for registration, which started at 9 a.m.  I left the house at about 8:15.  It wasn't a bad drive, and we all were able to grab something to eat before we drove over to the hotel to register.  We got to the hotel around 9:30 and jumped in line to get our packets and name tags.  We also had to buy a ticket for Alex because he hadn't pre-registered. When we were done with registration, we asked one of the staff members where we would line up for Colin Baker photos that started at 10 a.m.  We also asked about purchasing Lis Sladen autographs and photos.  All of the staff were amazingly nice and had no problem answering the (many) questions we had.  After we'd figured out all of the technical stuff, it was off to get Colin Baker photos!

We were probably somewhere in the middle of the line for photos.  The premium members got to go first and then it was the one day or weekend attendees.  We talked about a lot of random things.  I can't even remember.  I do know we had a long discussion about how mrsdrtennant</lj> had made the Four scarf her brother was wearing, and how difficult it was.



mrsdrtennant</lj>  and Alex as we patiently wait in line for Colin Baker photos...



mrsdrtennant</lj>  (right) and I (left) in the same line...



The rest of the line behind us as we were about to go in.

When it was time to go into the room where Colin was doing photos, we had to show our cards to the door attendant (who was dressed as Jack Harkness and also incredibly nice) to check the event box off.  He would be a person we'd come to know at the con pretty well, and always had an interesting story to tell us.

What can I really say about Colin.  He was fantastic!  I'd put my name badge away and (stupidly) forgot to introduce myself to him when I walked up there.  He was lovely, though.  I tried to be upbeat and really nice and everything like I try to be when I'm meeting new people and I really don't know what else to do.  He was great and called me "honey" several times.  It was only when I left the room that I realized that I'd never formally introduced myself.  Oops.  Oh well, I'd do it when we had the autograph session. 



We both look like we're having fun...

Next we stood in line for the Lis Sladen pictures which were scheduled for 11 a.m.  We were pretty far up in the line having come straight from Colin's photos.  We talked with these two girls behind us who came to the con last year.  I dressed up as "Boom Town" Rose, and the one girl said she'd done this last year but didn't feel like dressing up for this one.  Her friend was dressed as Two and had also brought a Jaime costume to change into for the other half of the weekend. 

It seemed like so much happened when we were in this line!  First, Colin Baker walked out of the room to take a break, surprising all of us.  We didn't even notice him until he yelled out, "Oh look, here's a line!  Let me join it!"  By this time, the line had gotten so big that it stretched all the way down the hall almost into the lobby.  There were also several cosplayers that were in the line with us.  There's a group of people from Canada who I recognized from dw_cosplay</lj>  as well as YouTube that were in line right behind us.  Another couple came down the hallway dressed as the Doctor and Rose from "The Idiots Lantern".  They were spot on with their costumes and their impersonations.  It was amazing.  At one point, this little girl went up to them, bouncing up and down because she thought they were the real Doctor and Rose.  It was adorable!



This was the couple who had the "Idiot's Lantern" costumes.  Aren't they amazing?  You can also see how big the line was at this point for Lis Sladen pictures.




Me and the coplayers from Canada!  There were about ten people snapping cameras at us all at once.  I felt like a celebrity...or something.  lol   :D

At about 11:45 they told us that there had been a scheduling conflict and they had to move the Lis Sladen photos to 1:00.  This was an open time slot for us, so we really weren't bothered.  They told us to remember the order we were in and this was the order that we would line up in again at 1:00.  They also numbered our cards for organizational purposes.  We then wandered in to the Colin Baker autograph line because it was already filling up and it was nearly time for them to start letting us in anyway. 

We got talking to some more people in this line.  Again, it was about the knit scarf.  A guy across from us in the line asked us where we'd gotten it and mrsdrtennant</lj> explained that she'd knit it.  At this point, I left rt2788</lj>  a message to let him know how everything was going as he couldn't make it out.  :(  As we got into the doorway, we were again treated to a story by the door attendant who was trying to help us remember random facts from the show.  Then, we had our Colin autographs.  I got my program to the con signed.  Right before I stepped up to have my things signed the women helping run the photograph session were asking mrsdrtennant</lj> and I if we wanted to buy a professionally done photograph.  We both said we were poor college students.  Colin over heard this and yelled: "Give these girls some money!"  Then, to me, he said: "Oh, here, Mike (the guy in line in front of me) will give you some money."  Suddenly, it was my turn.  This is pretty much how are conversation went:

Me:  (Stepping in front of him):  Hi, I'm Taylor.  (I steadied my name tag in front of me in case he'd misheard or something.)
Colin:  You are Taylor, aren't you?
(I must have giggled or something at this point.  mrsdrtennant</lj>  was just DYING behind me because she LOVES Colin Baker.)
Me:  So, are you having fun.
Colin: I am now that you're here, Taylor.
(Again, more laughing from me and mrsdrtennant</lj> .  I also think there was more to our conversation here, but I can't remember.)
Me: Enjoy the rest of your time here.
Colin: You take care now.  Especially with those wonderful mittens.  (He was talking about my wrist warmers.  lol)

He then proceeded to tell mrsdrtennant</lj> about how she looked like his niece when she was 18.  It was hilarious!

Saturday Afternoon

It was nearing 1:00, and we were getting ready for Lis Sladen pictures (finally!).  We had to meet in a side room off the hallway that was being used to round people up or just line them up off to the side so there wasn't so many people just randomly standing around.  The group of Canadian cosplayers were already there and one of them who was dressed like the Doctor was playing with a remote control K9 and all these little kids were trying to disable it with their Sonic Screwdrivers and Lipsticks.  So cute.  It wasn't long until the photos started up.  It seemed to take forever, though, because of how excited I was.  I'm short and was trying to stand on my tip toes over people to just see her for the first time.  It was hilarious and sad.

When we got in there, we paid at the door for one photo with mrsdrtennant</lj> and I together.  I'm glad we did it this way.  I really didn't know what to say to Lis Sladen, but somehow the whole thing turned out amazingly.

Lis:  Oh so trendy.  (I must have said thank you.  I don't know.  lol)  I'm so cold, and now I have two girls to keep me warm. 
(I originally didn't sit too close or do anything because I wasn't sure what she wanted to do.  With some of the other people in the pictures, they weren't sitting close or anything.  Lis GRABBED us to her, and told mrsdrtennant to share the chair with her.  It was adorable!)
Lis:  Come here girls.  Snuggle, snuggle. 
(After picture.)
Lis:  That was the first time I've been warm the whole time here.
Me: (Reaching out to shake her hand.)  It was wonderful to meet you.
Lis: Oh you, too.  Cheers. 

Lis is so much more petite in person than I thought.  She was just adorable!  I have no more words than that.  :)



Lis Sladen!  Yays!  :D  Doesn't she look fabulous?  This is a picture of a picture, btw, so sorry about the quality.  I'll have to scan in the actual copy later on...

It was now our first free period of the day.  It was about 1:30, and we decided to hit the dealer's room.  The Colin Baker panel was at 2:00, so we had to hurry a little.  I was also starting to think about getting a Lis Sladen autograph as well.  I'd probably need to hurry and get in line for that if I was going to do it.  On the way to the dealer's room, we got distracted and listened to a few minutes of the Big Finish panel complete with Nicholas Briggs.  I spent maybe 10 minutes in the dealer's room, bought a button, and told my companions that I'd meet them outside the ballroom when I was done with autographs.



There's Nicholas Briggs with the microphone!  We randomly stumbled upon this panel while going toward the dealer room.

I was farther back in the line this time for autographs.  I did meet this wonderful girl, Carly, who drove up from New Orleans because they don't really have cons like Tardis down there.  She was incredibly nice, and it was interesting to just talk about random stuff with someone new.  I didn't get into the room with Lis until about 2:45.  It was worth the wait, though.  Again, our friend at the door had an interesting story to tell us.  Apparently, someone ran over to Target (which was right next to the hotel) to get Lis a smoothie.  I just thought that was random and funny.  When I stepped up to get my autograph, the guy in front of me asked her how she enjoyed her smoothie.  She said it gave her a brain freeze (she used another term that was a Britishism) and was more slushy than she thought.  It might not have been the best idea when she was cold she said.  She was involving several people around in the conversation, which made it seem way more casual, and I really liked that.  When I got up there, I wanted to say something better than I had last time...

Me:  Hi, I'm Taylor.  (Again, I steadied my name tag.)
Lis: Taylor?  (I shook my head.) Everyone has such lovely names here.
Me: I really love your coat.  (She had on this black and white checkered coat that was just amazingly cute.  I loved it.) 
Lis: (She looked surprised.)  This?  Oh I know, it's cold in here.  (Leans over to staff member next to her.) Isn't it cold?  (He said yes.)  Is it always this cold?  Because I know you call it the Windy City...
Me:  Yeah.  We have really cold winters and really hot summers. 
Lis:  Well, I remember being here a few years ago in the summer with my husband, and it was very hot.  (She was still also talking to the guy sitting next to her.)  I just hope it doesn't snow for my flight out.
Me:  I'm sure it won't.  It's still a little early.  (I was WRONG!  I lied to Lis Sladen.  Ooops...)
(Again, there was some more in here somewhere, but I can't remember it.)
Me:  I just wanted to say that I love all your work in Doctor Who, and I watch the Sarah Jane Adventures all the time.  (I stopped myself because I thought I sounded a little crazy...)
Lis: (At this point she started to sign my program and a picture I'd gotten of her with K-9.)  How old are you if I may ask, Taylor?
Me: 20. 
Lis:  Twenty?  Now, see, that just amazes me.  Isn't it amazing?  (Again to the guy next to her.)  It surprises me to see all the fans of different ages now.  All the young people!
Me: And I know my dad really enjoyed you in the old series. 
Lis:  Now, see that's what I mean.
(At some point I said goodbye to her and such.)

My companions were waiting outside for me.  It was about 3:10 at that point, so we decided to get some lunch at the mall...

Another post about the second half of the day coming tomorrow...  I'll have video then, too!




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It's a great Supernatural day
I just heard "Carry on My Wayward Son" on the radio while I was wasting time at work. 

Happy SPN day, all! 

I'll probably write a review later if school work doesn't eat me first...

"The sky could be blue, I don't mind. Without you it's a waste of time."
This meme (lovingly) stolen from donna_c_punk:

This is just all kinds of cracky goodness!  Actually, I think this has been done...  Not kidding. 

Just another quick bit of news.  This is mostly for lysanderpuck , but I know others will appreciate it as well.  Nez is playing at a festival in Monterey!  :D  I wish I could get there. 

Have a Happy Wednesday all!   (Only 30 hours and 32 minutes until SPN...  That's Central Time, anyway...)

Issues with Reg.net regarding double charges / reversal orders

So soll es sein

pontiac decapotable [Flickr]

pcrif posted a photo:

digitalgallery.freenice.org/

Heute: McLuhan - Das Medium ist die Botschaft


DPSCamera_0001 [Flickr]

pcrif posted a photo:

digitalgallery.freenice.org/

DPSCamera_0003 [Flickr]

pcrif posted a photo:

digitalgallery.freenice.org/

Codex Iuris Canonici, Canon 277


DPSCamera_0006 [Flickr]

pcrif posted a photo:

digitalgallery.freenice.org/

Scheiße


Virtuell


Nichts bereuen

Diversifying your taxes

Many of us are looking forward to retiring from the daily grind. We do like to think that our retirement days are completely diversified into enjoyment, relaxation and exuberant spending. We can always fall back on our retirement stash which is spread across stocks, shares and bonds. But have we ever sat back and thought about whether our taxes are diversified? You may be facing high tax rates if you fail to diversify your taxes before you retire and this will lead to a reduction in income. So how do you prevent that situation from taking place? Cirimelli Pyle and Associates LLP are a Certified Public Accountant Company in Campbell, California which uses new methods and alternatives in managing your financial statements that will ensure continued growth and financial stability for families and businesses.

 

This Certified Public Accountant Company in Campbell provides a full range of traditional services to our clients including tax planning, financial statement preparation, budgeting, forecasting and data processing. In addition to all this, these business accountants will give you the right advice and guidance on cutting down your tax rates which will boost your withdrawals to maintain your standard of living and safeguard your income and savings. Cirimelli Pyle and Associates fully utilizes the latest computer equipment and technology to maintain quality, accuracy and efficiency in the preparation of your financial statements and tax returns. These experienced business accountants will help you diversify your taxes that will generate tax-deferred and tax-free income. 

 

If you would like to get the right help to manage all your financial statements and income tax returns, call: 408-879-9990 or email them at: cpa@cpasllp.com.

 

Discuss your tax filings with a good CPA

One of America’s leading accountants in the San Jose area can be found in Cirimelli Pyle and Associates LLP. This Certified Public Accountant Company serves to protect the public interest by helping to ensure that only qualified individuals become licensed as Certified Public Accountants or (CPAs) in their esteemed institution. Their present client representation includes: electronic manufacturing and assembly, wholesale distributors and retail establishments, real estate developers and contractors, machine shops, professional and service organizations, and a host of others.

 

You can choose this CPA Firm for its dedication in providing value added services in a timely manner. For every company and professional firm there is a time to reflect on the CPA services being provided and to examine new methods and alternatives for ensuring continued growth and financial stability. These accountants in the San Jose area can also assist in accounting systems design, selection and training of personnel, computer selection and installation, and related information systems to help you improve efficiency. They offer each client personal attention and service, and call upon the specialized knowledge of other staff members when needed. This approach has produced outstanding results as they work with clients in areas such as financing arrangements and income tax planning.

 

Contact Cirimelli Pyle and Associates for all the tax help needed in and around California. This CPA Firm can also be reached at 408-879-9990 or by email: cpa@cpasllp.com. You can also visit their website www.cpasllp.com for more information.

 

Tax benefits for employees and families

If you work as an employee in any multi national company, you must pay social security and Medicare taxes for your benefit. Your employer deducts these taxes from each pay check and your social security coverage provides retirement benefits and medical insurance benefits to individuals who meet certain eligibility requirements by taking complete care of all their medical expenses. There are also self-employment taxes for all those residents who are not employed by any organization. So on the whole; everyone has to pay taxes for the benefit of the government as well as their own welfare.

If you need help in organizing your tax payments, Cirimelli Pyle and Associates LLP in the state of California offers the right guidance and advice to a variety of organizations large and small.  Their services are designed to simplify the process for you by providing tax help in Saratoga like comprehensive accounting, tax and financial management services. To meet the needs of all their accounting clients, Cirimelli Pyle and Associates has developed customized services for multinational companies, professionals and families. They also provide others services like filing income tax returns, compiling IRS problem resolution, practice management consulting, accounting software consulting, practice acquisition/divestiture consulting, tax audit assistance, QuickBooks and general ledger accounting.

For free initial consultation for professionals and families or general tax help in Saratoga, call Cirimelli Pyle and Associates today at (408) 879-9990 or email them at: cpa@cpasllp.com.

Work on your tax filings

Earlier is better when it comes to working on your taxes, for both you and the Internal Revenue Service. By getting a head start on tax preparation, you avoid the last-minute rush, when many filing mistakes are made. And the sooner the tax agency gets your return, the sooner it can process it and get your refund on its way to you. For a breeze through of all your tax filings and payments, Cirimelli Pyle and Associates LLP is a professional organization dedicated in providing tax help in San Jose and other parts of California. They provide the highest quality of service in a timely manner for all their clients.

 

This CPA Firm has a breadth of experience in providing traditional services like Individual and Business Income Tax Return Preparation, Client Accounting and Write-Up Services and Year-End Tax Planning Services. Whether you’re an Attorney, Doctor, Realtor, or own a Manufacturing firm, Consultancy or any other type of business, this CPA Firm can provide you a full range of professional financial services. They are members of both the American Institute of Certified Public Accountants and the California Society of Certified Public Accountants. Because of their size and structure, they are able to offer each client personal attention and service, and can call upon the specialized knowledge of other staff members when needed.

 

For more information on the services offered, visit their websites: www.sanjose-cpa.com and www.cpasllp.com. You can also contact them at 408-879-9990 and cpa@cpasllp.com for tax help in San Jose and California.

 

 

My 2008. Thank God for a Wonderful Year.
This year has been full of good memories for me and here are some important points this year that I would like to share with you guys: Hired as an SEO Specialist for a Promotional Items Company. Studied PHP at Bluepoint Institute of Higher Technology. Became a founding member of Philippine Web Designers Organization. Invited at QTV to talk [...] Check my other posts:

1. Quezon’s Code of Citizenship and Ethics
2. World Pyro Olympics
3. 5S - Seiri, Seiton, Seiso, Seiketsu, Shitsuke
4. My ABS-CBN Wowowee Audition
5. A La Juventud Filipina / To The Filipino Youth by Jose Rizal
6. Watching Cable TV on my PC / Laptop / Desktop
7. Smallville Season 6
8. PayPal for the Philippines now available
9. I support Mayor Jejomar Binay
10. Code of Conduct and Ethical Standards for Public Officials and Employees

This year has been full of good memories for me and here are some important points this year that I would like to share with you guys:

• Hired as an SEO Specialist for a Promotional Items Company.
• Studied PHP at Bluepoint Institute of Higher Technology.
• Became a founding member of Philippine Web Designers Organization.
• Invited at QTV to talk about kids surfing celebrity fansites.
• My first time to travel abroad and visit Hong Kong.
• SM Chairman Henry Sy and I shook hands.
• Bought my first MacBook at half the price.
• Organized my first SEO contest.

Ever since I started working full time, my site’s traffic dropped significantly. I can no longer find the time to really sit down and think on what to write about. As you can see, several of my blog posts are still incomplete. I need to make all the necessary fixes first before I can start blogging again.

I hope next year will be a better year than 2008. I’m planning to explore more on things I haven’t done before and try to make most of my time getting the experience on everything I’ve always wanted to do. Hmm… I might do some hiking, scuba diving, learning a foreign language or two and traveling new places would be great. The more the better.

Also, I will try not to worry so much about making money and try to spend more time with God. Thank God for 2008 and Happy New Year 2009 to Everybody!

Check my other posts:

1. Quezon’s Code of Citizenship and Ethics
2. World Pyro Olympics
3. 5S - Seiri, Seiton, Seiso, Seiketsu, Shitsuke
4. My ABS-CBN Wowowee Audition
5. A La Juventud Filipina / To The Filipino Youth by Jose Rizal
6. Watching Cable TV on my PC / Laptop / Desktop
7. Smallville Season 6
8. PayPal for the Philippines now available
9. I support Mayor Jejomar Binay
10. Code of Conduct and Ethical Standards for Public Officials and Employees

Koreans Believe in Destiny
First of all, I never actually talked to a Korean before (not including a potential web design client whom I had a meeting with from way back). This is entirely based on the Korean movies I’ve seen so far. You might say “I’m watching too much TV”, but most Korean films have the theme destiny [...] Check my other posts:

1. Quezon’s Code of Citizenship and Ethics
2. World Pyro Olympics
3. 5S - Seiri, Seiton, Seiso, Seiketsu, Shitsuke
4. My ABS-CBN Wowowee Audition
5. A La Juventud Filipina / To The Filipino Youth by Jose Rizal
6. Watching Cable TV on my PC / Laptop / Desktop
7. Smallville Season 6
8. PayPal for the Philippines now available
9. I support Mayor Jejomar Binay
10. Code of Conduct and Ethical Standards for Public Officials and Employees

First of all, I never actually talked to a Korean before (not including a potential web design client whom I had a meeting with from way back). This is entirely based on the Korean movies I’ve seen so far. You might say “I’m watching too much TV”, but most Korean films have the theme destiny added in their story lines.

Popular Korean movies like My Sassy Girl, The Classic and II Marie (remade in the US as The Lake House) end with couples realizing that destiny has brought them together. It’s like after all the suffering, uncertainties in life and the long, endless twists and turns of the story, you will see that everything is interconnected and events in life (no matter how insignificant it could be) has some contribution to what a person will have in the end.

I also read a forum post that agrees with my assumption about Koreans believing in destiny. Read more here and see that their strong belief on what’s ‘meant to be’ is an integral part of their society.

n

I hope I can get some Koreans to share their thoughts on the topic, if they agree with what I noticed about them :) Thanks for reading.

Check my other posts:

1. Quezon’s Code of Citizenship and Ethics
2. World Pyro Olympics
3. 5S - Seiri, Seiton, Seiso, Seiketsu, Shitsuke
4. My ABS-CBN Wowowee Audition
5. A La Juventud Filipina / To The Filipino Youth by Jose Rizal
6. Watching Cable TV on my PC / Laptop / Desktop
7. Smallville Season 6
8. PayPal for the Philippines now available
9. I support Mayor Jejomar Binay
10. Code of Conduct and Ethical Standards for Public Officials and Employees

Hong Kong Business Trip
I am here at Kowloon (pronounced “cow” + “loon”, like toon), Hong Kong for a 3 day business trip. This blog post will give some details and tips how to get here. More soon. You will miss this if you don’t go to Hong Kong! Here’s what you need if you want to Travel to Hong Kong [...] Check my other posts:

1. Quezon’s Code of Citizenship and Ethics
2. World Pyro Olympics
3. 5S - Seiri, Seiton, Seiso, Seiketsu, Shitsuke
4. My ABS-CBN Wowowee Audition
5. A La Juventud Filipina / To The Filipino Youth by Jose Rizal
6. Watching Cable TV on my PC / Laptop / Desktop
7. Smallville Season 6
8. PayPal for the Philippines now available
9. I support Mayor Jejomar Binay
10. Code of Conduct and Ethical Standards for Public Officials and Employees

I am here at Kowloon (pronounced “cow” + “loon”, like toon), Hong Kong for a 3 day business trip. This blog post will give some details and tips how to get here. More soon.

You will miss this if you don’t go to Hong Kong!

Here’s what you need if you want to Travel to Hong Kong from Manila:

• Airline Ticket (Cebu Pacific Round Trip Ticket from Manila to HK and back is about PhP 9800.00 and I want to buy pasalubong, dont take the Go-Lite fare)
• Hotel reservation (The Kowloon Hotel costs about US$ 270 for 2 nights)
• Money to pay taxi fare (I paid about PhP 120.00 from Makati to NAIA Terminal 3)
• Money for Travel Fee (PhP 1,620.00)
• Money converted to Hong Kong Dollars (HK$ 1.00 is PhP 7.20 at our local forex)
• Philippine Passport (must be valid at least 6 months before expiry date)
• Completely fill up the Philippine Immigration Form (provided by Cebu Pacific when you check in)
• International Roaming set on your mobile phone. Here is from Globe Telecoms.

When you arrive at the Hong Kong International Airport (HKIA) , you would probably need to know these:

• You need to fill up the Hong Kong Immigration Form (it has an Arrival form and Departure Form)
• From the plane you will take a train to the terminal (this is free)
• Give the Arrival form to the immigration officer and you keep the departure form.
• You will see there is an HSBC ATM inside the terminal, convenient if you have an ATM that has the symbols posted on the machine (Plus, Mastercard, Cirrus, Visa etc).
• In the terminal you will see familiar stores like Starbucks, 7-11, Watsons etc.
• If you have no roaming phone, buy a local SIM card, worth HK$60 from China Mobile Limited.
• Money to pay Airport Express MTR from the terminal to the city (I paid HK$90 from HKIA to Kowloon).
• Trains here travel so fast it’ll hurt your ears just like what you feel while on a plane.
• Money to pay from Kowloon terminal to your destination (I took a taxi and paid HK$34 from terminal to The Kowloon Hotel)
• Alternatively, you can take the CityFlyer bus if you want to take the longer route to the city.

Here’s how to go to the Hong Kong Disneyland Resort:

• Take the nearest MTR and connect your train route until you reach Sunny Bay station. From there you will see a train that look like this, which takes you to Disneyland. Here are some pictures when you arrive.
• From Hong Kong station under the Two International Finance Centre Building costs $23.5 and takes about 20mins to the Sunny Bay station.
• Distance from Sunny Bay station to Disneyland is 3.5 kilometers and takes 3.5 minutes to travel (that’s 1 kilometer per minute!).

Here are some tips when you are now ready to leave Hong Kong and return to your own country. :

• If you prefer to take pictures while going to the airport, find (or go ask people) the A21 Cityflyer bus stop. This bus takes your directly to the airport in a hour. (from Kowloon to Airport is HK$33.00)
• If you are in a hurry, take the MTR nearest you and follow connecting routes until you reach the airport. Check out this MTR route map i took for reference. Travel takes an average of 30mins from Kowloon)
• There is no terminal fee of travel fee to be collected.
• Checking in takes about 1.5 hours in my case. So be sure to arrive at least 2 hours before the flight.
• Don’t bring liquids if possible. If you need to bring one, make sure you have it tightly packed following their standard package rules.
• Laptops are checked separately, not sure if this means they’ll check for pirated software :-P
• There are hundreds of stores inside the terminal. If you forgot to buy pasalubong, you can buy from the terminal instead.

Some tourist spots in Hong Kong I missed because I only stayed there for 3 days and only had 2 days to go around :(

• Avenue of the Stars
• Ngong Ping 360 (Cable Car in Lantau Island)
• Hong Kong Tramways
• Mong Kok (recommeded by friends for buying cheap goods)
• lots more later!

Check my other posts:

1. Quezon’s Code of Citizenship and Ethics
2. World Pyro Olympics
3. 5S - Seiri, Seiton, Seiso, Seiketsu, Shitsuke
4. My ABS-CBN Wowowee Audition
5. A La Juventud Filipina / To The Filipino Youth by Jose Rizal
6. Watching Cable TV on my PC / Laptop / Desktop
7. Smallville Season 6
8. PayPal for the Philippines now available
9. I support Mayor Jejomar Binay
10. Code of Conduct and Ethical Standards for Public Officials and Employees

What Kids should know about Fan Sites
I just had an interview with an 11 year old kid on how she uses the Internet to learn more about her favorite celebrities. Turns out, here’s what I found that are most common on kids her age. They spend 2 to 6 hours a day browsing the net after doing their homework. Visit online gaming sites [...] Check my other posts:

1. Quezon’s Code of Citizenship and Ethics
2. World Pyro Olympics
3. 5S - Seiri, Seiton, Seiso, Seiketsu, Shitsuke
4. My ABS-CBN Wowowee Audition
5. A La Juventud Filipina / To The Filipino Youth by Jose Rizal
6. Watching Cable TV on my PC / Laptop / Desktop
7. Smallville Season 6
8. PayPal for the Philippines now available
9. I support Mayor Jejomar Binay
10. Code of Conduct and Ethical Standards for Public Officials and Employees

I just had an interview with an 11 year old kid on how she uses the Internet to learn more about her favorite celebrities. Turns out, here’s what I found that are most common on kids her age.

• They spend 2 to 6 hours a day browsing the net after doing their homework.
• Visit online gaming sites like Joytube.com, Barbie.com and Bratz.com
• Most common social networks they visit are Friendster and Multiply.
• YouTube is very popular and they mostly visit videos of their celebrities.
• Downloading pictures of their favorite celebrities and use them as wallpapers.

Fan sites are good alternative source of information other than the official sites of their favorite celebrities. They are mostly found on social sites like Friendster, Multiply and on forum sites as well. On fan sites you can find tons of pictures of celebrities and latest news and gossip. People share their thoughts towards celebrities they love and those they love to hate.

Some popular celebrities have their own blog or official websites. If there is no official site, TV stations provide some basic information of their celebrities like GMA’s detailed Stars Database ( igma.tv/stars ) and ABS-CBN’s celebrity profiles ( http://beta.abs-cbn.com/tabid/85/Default.aspx ).

With the popularity of fan sites, there are people who abuse a fanatic’s need to connect with their admired celebrities. There are fan sites specifically made for people and make them think they are really talking to their favorite celebrities and lure them to meet on a secret place and become their victim.

Here are tips that can help your kids stay away from sociopaths like child sexual predators posing as kids.

• Use parental control software to prevent your kids from accidentally visiting unwanted sites. You can’t block all illegal sites out there, but you will at least have some protection.
• Once in a while, sit beside your kid and lead them to fun and educational sites where they can learn something new everyday.
• If you allow them to open an account on social networking sites (like Friendster or MySpace), make sure they don’t disclose their full name, or email or details of your family.
• Don’t let them add friends you or they don’t personally know. Better to keep your friends network to a minimum, this way you won’t end up having someone you don’t want on the list.
• Stay away from fake celebrity profiles. Sometimes it’s hard to see which profile is for real or not, its better to never communicate with them at all.
• Don’t forget to make your PC as secure as possible from viruses and hackers by installing the latest Anti Virus, Anti Spyware and Internet Firewall software.

Check my other posts:

1. Quezon’s Code of Citizenship and Ethics
2. World Pyro Olympics
3. 5S - Seiri, Seiton, Seiso, Seiketsu, Shitsuke
4. My ABS-CBN Wowowee Audition
5. A La Juventud Filipina / To The Filipino Youth by Jose Rizal
6. Watching Cable TV on my PC / Laptop / Desktop
7. Smallville Season 6
8. PayPal for the Philippines now available
9. I support Mayor Jejomar Binay
10. Code of Conduct and Ethical Standards for Public Officials and Employees

I shook the hand of the richest man of the Philippines
I was in SM Mall of Asia to buy a tripod for my camera when SM started their Grand Festival of Lights. While I was roaming around the mall I saw Henry Sy, Sr., owner of SM (and all other companies under SM Prime Holdings) and the richest Man in the country (with net worth of [...] Check my other posts:

1. Quezon’s Code of Citizenship and Ethics
2. World Pyro Olympics
3. 5S - Seiri, Seiton, Seiso, Seiketsu, Shitsuke
4. My ABS-CBN Wowowee Audition
5. A La Juventud Filipina / To The Filipino Youth by Jose Rizal
6. Watching Cable TV on my PC / Laptop / Desktop
7. Smallville Season 6
8. PayPal for the Philippines now available
9. I support Mayor Jejomar Binay
10. Code of Conduct and Ethical Standards for Public Officials and Employees

I was in SM Mall of Asia to buy a tripod for my camera when SM started their Grand Festival of Lights.

While I was roaming around the mall I saw Henry Sy, Sr., owner of SM (and all other companies under SM Prime Holdings) and the richest Man in the country (with net worth of 3.1 billion US dollars) inside Starbucks with three other people (one I think was his daughter Teresita Sy-Coson) at around 7:15pm.

Then without hesitation I went inside Starbucks and walked straight to Henry Sy ,  pat his left shoulder and said: “Congratulations, Sir…50 Years…uhrmmm” and then Henry Sy shook my hand. I was utterly speechless after that and then I left because I have no idea what to do next. I even forgot to greet him Merry Christmas or gave him my name or business card and even I forgot to take a picture with him. Parang star struck sa starbucks :-p

I am not sure if I’ll ever meet him (as close as I got to him) or shake hands with Henry Sy again. He is already 84 years old and It might be a once in a lifetime experience for me. It’ll be unlikely that he will find this blog post, but if he does, I would really love to talk to him again and learn from him on how he became a successful businessman after 50 years of hardwork, perseverance and determination.

Check my other posts:

1. Quezon’s Code of Citizenship and Ethics
2. World Pyro Olympics
3. 5S - Seiri, Seiton, Seiso, Seiketsu, Shitsuke
4. My ABS-CBN Wowowee Audition
5. A La Juventud Filipina / To The Filipino Youth by Jose Rizal
6. Watching Cable TV on my PC / Laptop / Desktop
7. Smallville Season 6
8. PayPal for the Philippines now available
9. I support Mayor Jejomar Binay
10. Code of Conduct and Ethical Standards for Public Officials and Employees

Twenty Seven
Thank you, God! addthis_url = 'http%3A%2F%2Falfredo.palconit.com%2Ftwenty-seven'; addthis_title = 'Twenty+Seven'; addthis_pub = ''; Check my other posts:Quezon’s Code of Citizenship and EthicsWorld Pyro Olympics5S - Seiri, Seiton, Seiso, Seiketsu, ShitsukeMy ABS-CBN Wowowee AuditionA La Juventud Filipina / To The Filipino Youth by Jose RizalWatching Cable TV on [...] Check my other posts:

1. Quezon’s Code of Citizenship and Ethics
2. World Pyro Olympics
3. 5S - Seiri, Seiton, Seiso, Seiketsu, Shitsuke
4. My ABS-CBN Wowowee Audition
5. A La Juventud Filipina / To The Filipino Youth by Jose Rizal
6. Watching Cable TV on my PC / Laptop / Desktop
7. Smallville Season 6
8. PayPal for the Philippines now available
9. I support Mayor Jejomar Binay
10. Code of Conduct and Ethical Standards for Public Officials and Employees

Thank you, God!

Check my other posts:

1. Quezon’s Code of Citizenship and Ethics
2. World Pyro Olympics
3. 5S - Seiri, Seiton, Seiso, Seiketsu, Shitsuke
4. My ABS-CBN Wowowee Audition
5. A La Juventud Filipina / To The Filipino Youth by Jose Rizal
6. Watching Cable TV on my PC / Laptop / Desktop
7. Smallville Season 6
8. PayPal for the Philippines now available
9. I support Mayor Jejomar Binay
10. Code of Conduct and Ethical Standards for Public Officials and Employees

The Legacy Group Watch
UPDATE: PLEASE PROCEED TO LEGACY GROUP WATCH WEBSITE FOR THE LATEST NEWS ON THE LEGACY GROUP CONTROVERSY. THANK YOU. addthis_url = 'http%3A%2F%2Falfredo.palconit.com%2Flegacy-group'; addthis_title = 'The+Legacy+Group+Watch'; addthis_pub = ''; View Blog Archives View Blog Archives

UPDATE: PLEASE PROCEED TO LEGACY GROUP WATCH WEBSITE FOR THE LATEST NEWS ON THE LEGACY GROUP CONTROVERSY. THANK YOU.

View Blog Archives

Mortgage Scams Target Work At Home Moms
A multitude of opportunistic scams are targeting homeowners trying to avoid foreclosure in the current housing downturn. Prosecutors in the state of California unsealed twin cases against 19 people who are said to have skimmed nearly $13 million in equity from 115 homeowners coast to coast under the guise of a mortgage rescue. Federal investigators say [...]

A multitude of opportunistic scams are targeting homeowners trying to avoid foreclosure in the current housing downturn. Prosecutors in the state of California unsealed twin cases against 19 people who are said to have skimmed nearly $13 million in equity from 115 homeowners coast to coast under the guise of a mortgage rescue.

Federal investigators say they expect the number of people ensnared in fraudulent foreclosure schemes to grow given such financial straits. The Mortgage Bankers Association said a record 2% of the nation’s 46 million mortgage loans were in the foreclosure process at the end of the fourth quarter. The number of defaults on first mortgages is forecast to rise to 1.9 million this year from 1.4 million in 2007, according to a report by Economy.com using FDIC and other data.

click here for article

search for : avoid foreclosure, fraudulent foreclosure scheme

Work At Home From This Lake James Burke County NC Luxury Waterfront Property
Vacation property, an investment for retirement or a permanent residence, this Lake James waterfront home may be your dream property. The beautiful water front home is located in a private community with spectacular views of the Blue Ridge Mountains. It has a double deck boat dock, an enclosed boat garage and a private ramp to launch [...]

Vacation property, an investment for retirement or a permanent residence, this Lake James waterfront home may be your dream property.

The beautiful water front home is located in a private community with spectacular views of the Blue Ridge Mountains. It has a double deck boat dock, an enclosed boat garage and a private ramp to launch your own watercraft. The home was built originally in 1972 and totally renovated in 2002. A four car detached garage was built in 2002.

There is a total of 264 ft. of water front. Beautiful three tier sea walls accent this elegant home. Hard wood and tile floors, modern appliances and vaulted ceilings are only a few of the amenities that capture you with this home.

Private dock permit.

List Price: $1,800,000
Flexibility: Willing to finance
Acreage: .75 acres
Type: Waterfront

Floors: 2
Bedrooms: 4
Bathrooms: 4
Sq. Footage: 3700
Garage Size: 4.0
Year Built: 1972, totally renovated in 2002
School District: Nebo

Suitable Use: Residential

Topography: Rolling
Road Frontage: Private Road
Location: Lake James, Burke County, NC

Amenities: Waterfront, Fireplace, Central AC, Alarm, Wood Floors, Gas Range, Patio, Wheelchair Accessible, Nature/Bike Paths, Boating, Controlled Access, Spa/Jacuzzi

click here for more information

search for : Lake James waterfront home, Blue Ridge Mountains, Lake James, Burke County, NC

Blogging Tips For A Friday
We all want to succeed as a blogger, to have people subscribe to our blog and for all of us to be a part of the bigger conversation on the Web. Maybe the finest sense of journalistic accomplishment is for you and your blog to become recognized. So here are a few tips and steps [...]

We all want to succeed as a blogger, to have people subscribe to our blog and for all of us to be a part of the bigger conversation on the Web.

Maybe the finest sense of journalistic accomplishment is for you and your blog to become recognized. So here are a few tips and steps you might use to become a better blogger.

10 Ways to Make Your Blog More Attractive to Advertisers

10 Ways to Become a Better Blogger

101 Steps to Becoming a Better Blogger

The 5 Deadly Sins of Blogging

Establish Your Work At Home Business In This Wilkesboro NC Luxury Home
This beautiful luxury home is located in Wilkes County North Carolina. Nearby is a major university — Appalachian State in Boone, NC. You will also experience a convenient drive to shopping and dining in Winston-Salem, NC; a short ride to the ski mountains — Appalachian Ski Mountain, Beech Mountain and Sugar Mountain; and just over [...]

This beautiful luxury home is located in Wilkes County North Carolina. Nearby is a major university — Appalachian State in Boone, NC. You will also experience a convenient drive to shopping and dining in Winston-Salem, NC; a short ride to the ski mountains — Appalachian Ski Mountain, Beech Mountain and Sugar Mountain; and just over an hour’s drive from three popular NASCAR tracks — Lowes Motors Speedway, Martinsville and Bristol Motor Speedway. Because of its proximity to the Blue Ridge Mountains, Wilkes County offers a wealth of quiet beauty without the rush, the concrete, the noise and the traffic of larger, metropolitan communities. Just 80 miles from Charlotte, 45 miles from Winston-Salem, 45 miles from Hickory and 35 minutes from Boone, Wilkes County is an ideal location for those looking to escape the fast paced world of city living, yet close enough to commute for upscale dining, shopping and healthcare opportunities. Wilkes and surrounding counties are famous for an abundance of North Carolina Christmas Tree farms, motorcycle riding, hiking, canoeing, fishing, swimming, mountain biking, horseback riding, skiing, golf and much more. MLS Number: 52935 List Price: $759,000 Bedrooms: 6 Full Baths: 4 Half Baths: 1 Est Total SqFt: 5265 Type/Style: Two Story Area: Area 3 Middle School: West Wilkes High School: West Wilkes Construction: Stucco,Solid Brick Foundation: Basement Roof: Shingle - Composition Floors: Tile, Hardwood Garage/Carport: Garage-Double Attached, Garage-Double in Basement Interior Features: Smoke Detector, Ceiling Fan(s), Master Bedroom, Main Level, Large Master Bedroom, Walk-In Closet(s), Hardwood Floors, Basement, Fireplace(s), Gas Logs, Dining Room, Rec Room, Cable TV, In-Law Quarters, Handicapped Design Exterior Features: Patio/Deck, Private Yard, Level Lot Subdivision: Canterbury Estates Lot Size: .68 Apx SqFt: 3400 + Basement: Full, Partially Finished Contact Elizabeth Carter, 336.973.5594 or Greg Stikeleather, Broker, 704.880.5247 or email eacarter@charter.net click here for more information

This 87.5 Acre Mountain Subdivision Is An Excellent Business Opportunity
WEST JEFFERSON NC MOUNTAIN PROPERTY 87.5 +/- Acres Available For Residential Subdivision Mountain Development, 7 miles from West Jefferson, NC Paved Road and Bridge Built To State Specifications. Average of $23,000 per acre. This Property Should Retail For Approximately $50,000 to $60,000 per acre. ALL PROPERTY HAS LONG RANGE MOUNTAIN VIEWS Contact Greg Stikeleather, Broker, 704.880.5247 or email Greg at grstike@charter.net [...]

WEST JEFFERSON NC MOUNTAIN PROPERTY

87.5 +/- Acres Available For Residential Subdivision Mountain Development, 7 miles from West Jefferson, NC

Paved Road and Bridge Built To State Specifications.

Average of $23,000 per acre.

This Property Should Retail For Approximately $50,000 to $60,000 per acre.

ALL PROPERTY HAS LONG RANGE MOUNTAIN VIEWS

Contact Greg Stikeleather, Broker, 704.880.5247

or

email Greg at grstike@charter.net

click here for more information

Work From Home In This Beautiful Wilkes County Luxury Home
This beutiful luxury home is located in Wilkes County North Carolina. Nearby is a major university — Appalachian State in Boone, NC. You will also experience a convenient drive to shopping and dining in Winston-Salem, NC; a short ride to the ski mountains — Appalachian Ski Mountain, Beech Mountain and Sugar Mountain; and just over [...]

This beutiful luxury home is located in Wilkes County North Carolina. Nearby is a major university — Appalachian State in Boone, NC. You will also experience a convenient drive to shopping and dining in Winston-Salem, NC; a short ride to the ski mountains — Appalachian Ski Mountain, Beech Mountain and Sugar Mountain; and just over an hour’s drive from three popular NASCAR tracks — Lowes Motors Speedway, Martinsville and Bristol Motor Speedway. Because of its proximity to the Blue Ridge Mountains, Wilkes County offers a wealth of quiet beauty without the rush, the concrete, the noise and the traffic of larger, metropolitan communities. Just 80 miles from Charlotte, 45 miles from Winston-Salem, 45 miles from Hickory and 35 minutes from Boone, Wilkes County is an ideal location for those looking to escape the fast paced world of city living, yet close enough to commute for upscale dining, shopping and healthcare opportunities. Wilkes and surrounding counties are famous for an abundance of North Carolina Christmas Tree farms, motorcycle riding, hiking, canoeing, fishing, swimming, mountain biking, horseback riding, skiing, golf and much more. MLS Number: 52935 List Price: $759,000 Bedrooms: 6 Full Baths: 4 Half Baths: 1 Est Total SqFt: 5265 Type/Style: Two Story Area: Area 3 Middle School: West Wilkes High School: West Wilkes Construction: Stucco,Solid Brick Foundation: Basement Roof: Shingle - Composition Floors: Tile, Hardwood Garage/Carport: Garage-Double Attached, Garage-Double in Basement Interior Features: Smoke Detector, Ceiling Fan(s), Master Bedroom, Main Level, Large Master Bedroom, Walk-In Closet(s), Hardwood Floors, Basement, Fireplace(s), Gas Logs, Dining Room, Rec Room, Cable TV, In-Law Quarters, Handicapped Design Exterior Features: Patio/Deck, Private Yard, Level Lot Subdivision: Canterbury Estates Lot Size: .68 Apx SqFt: 3400 + Basement: Full, Partially Finished Contact Elizabeth Carter, 336.973.5594 or Greg Stikeleather, Broker, 704.880.5247 or email eacarter@charter.net click here for more information

Why A “Diss” Hurts More Than Your Co-worker
Although few of us continue to frequent our former office environs, most, if not all of us still have a circle of vendors and customer with which we are in constant contact. It’s human nature, at least with those whom I have observed, including myself, for us to find fault with others. We are all subject [...]

Although few of us continue to frequent our former office environs, most, if not all of us still have a circle of vendors and customer with which we are in constant contact. It’s human nature, at least with those whom I have observed, including myself, for us to find fault with others.

We are all subject to numerous factors that influence the accuracy with which we make personality judgments of ourselves and others. Factors to consider are the relationship between normal personality and any personality disorders, connections between personality and language use, and the psychological assessment of social situations in which we find ourselves.

Introspection might just reveal a feeling of enjoyment and triumphant, maybe even a certain smugness at “dissing” someone. We see this happening in the workplaces, associations, family and nearly all places of human interaction.

Psychologists call this “projection”;i.e., transferring onto other people the things you don’t like about yourself. If you seek perfection in your life, you’re not likely to truly find it. In fact, the irony is that you will be obsessed with the opposite condition — imperfection.

As a result, you will begin to notice it everywhere, in every situation, in every person. You will hate it and you will hate yourself.

Think about it!

Working Towards Wealth
Just what is wealthy? The dictionary definition of “wealthy” is having an abundant supply of money or possessions of value; “an affluent banker”; “a speculator flush with cash”; “not merely rich but loaded”; “moneyed aristocrats”; “wealthy corporations”. However, in my mind, being wealthy is to be in control of one’s time on this earth. All of us [...]

Just what is wealthy?

The dictionary definition of “wealthy” is having an abundant supply of money or possessions of value; “an affluent banker”; “a speculator flush with cash”; “not merely rich but loaded”; “moneyed aristocrats”; “wealthy corporations”.

However, in my mind, being wealthy is to be in control of one’s time on this earth. All of us have only a certain number of days that we can truly enjoy ourselves; in good health, with wonderful family and interesting friends, surrounded by an appealing environment.

In order to determine just how we spend our time, we must not just have adequate disposable income, but time off from the drudgery of earning that income to enjoy ourselves.

So, this article is more than merely how to retire wealthy, but how to be wealthy.

Aside from those lucky individuals that are born into wealth, the majority of us have to find a way to earn our livelihood. To acquire wealth we need to get ourselves in a situation or situations consisting of three attributes; measurement, leverage, and residuals.

First, the position we choose to acquire must be one in which our performance can be easily measured. Otherwise, there is no way to get paid more by doing more.

Second, we must have to have leverage, in the sense that the decisions we make have a significant effect on the economic worth of our efforts.

And finally, our efforts must generate more than a mere salary. What we do to create wealth is in direct correlation to our ability to parlay our efforts into residual income (Note 1).

One of the best examples of an individual achieving the three attributes of creating wealth is Microsoft’s Bill Gates. Some argue that since Gate’s family was wealthy (his father was a prominent lawyer, his mother served on the board of directors for First Interstate BancSystem) that his success was predestined. However, Gate’s is a truly “self-made-man”.

He wrote his first computer program on an ASR-33 teletype terminal, time-shared to a General Electric (GE) mainframe. An implementation of the childhood game tic-tac-toe, it allowed users to play games against the computer. Gates was fascinated by the machine and how it would always execute software code perfectly.

From that humble start, Gates exhibited the first attribute of generating wealth, engaging in efforts in which his performance could be (easily) measured. Then, as his software development efforts were having big effects on the economic worth of his efforts (attribute #2), Gate’s first blockbuster effort, Altair BASIC, lead to his initial strong-hold on the PC software marketplace.

The residuals became to flow, which ultimately led to Gate’s enormous wealth.

We all strive to amass wealth. To succeed, at all times, our efforts must focus on

1. measurement,
2. leverage,
3. residuals.

Note 1. Residual Income (also called Passive Income) is income earned on an ongoing basis for effort done once in the past.

search for : disposable income, residual income, Altair BASIC, Passive Income

Auto Insurance For Your Teen
Parents always say they never regret having their kids. It kind of goes with the territory. Love conquers all (eventually). But whilst you’re living through it all, it seems like you’re struggling from one crisis to the next. Like when they first learn to drive. Despite your better judgement, you let them drive the family [...]

Parents always say they never regret having their kids. It kind of goes with the territory. Love conquers all (eventually). But whilst you’re living through it all, it seems like you’re struggling from one crisis to the next. Like when they first learn to drive. Despite your better judgement, you let them drive the family car. Later you buy them something to run around in. But, when they’re starting off, you add them to your own auto insurance policy (and say prayers).

Jack and Joan had two teenaged children who pestered them to drive the family car on special occasions. When that use grew to be expected, one car wasn’t enough so the first cheap, fixer-upper that never got fixed joined the family car on the driveway. They talked over the problem with their agent. “He was kinda laid back about it all,” Joan said with a smile. “He warned us that kids always have a run of accidents. Ours weren’t exception.” Jack leaned over to interrupt. “It was a bad two or three years. Everytime they went out, we never knew whether they would come back in one piece.” Margaret was nodding in agreement. “We found ourselves turning to Christ more often. We had the Pastor bless the cars when the kids weren’t around and held prayer sessions on a regular basis. There were five small fender benders. Nothing too serious, and never a scratch on the kids.” “Praise the Lord!” Margaret’s smile of relief said it all. “And every time the car insurance came round for renewal we were expecting a hike. But the company held the line.” “It was all down to the agent who showed us how to get the discounts to keep everything smooth until they could get policies of their own at good premium rates.”

Later, there were all the worries about dropping out of college, surprise pregnancies and marriages. But that’s another story. This one says find a good auto insurance agent who can help you through the teenage years. Other than that, trust in the God to see you through.

Explaining Auto Insurance Deductibles
Insurance is a contract between the insurance company and you. Like all contracts, it’s give and take. That’s what makes a good bargain. In this case, we’re talking about an auto insurance policy. So, in return for the premium, you’re asking the insurance company to pay whatever costs arise from the traffic accidents you get [...]

Insurance is a contract between the insurance company and you. Like all contracts, it’s give and take. That’s what makes a good bargain. In this case, we’re talking about an auto insurance policy. So, in return for the premium, you’re asking the insurance company to pay whatever costs arise from the traffic accidents you get into. It looks like a bet. The insurer works out what the odds are given the car you drive and your track record - it’s called risk assessment - and sets the premium accordingly. But you can also risk. Suppose you think that, as a good driver, you’re never going to get in an accident or, if you do, it’s never going to be more than a fender bender with nominal damage on both sides.

In a perfect world of free choice, you could decide not to carry insurance at all. You’ll always have enough cash in hand to pay out for the minor dinks and dents you cause. Unfortunately, our world is not perfect. All but three states in the union require you to carry car insurance. If you drive any vehicle on the road without a valid policy in place, you commit a crime. Why is that? Well, it usually takes two to have a traffic accident. You may be the most careful driver in the world, but the idiot who rear-ends you while you’re parked may lack the same skills. It’s also possible that you may overestimate your skills and underestimate the amount of money you may have to pay if there is an accident. Suppose, for example, you hit an imported luxury car and injure the rich lawyer driving, the costs of repairing the car and compensating the lawyer for pain and suffering may be just short of astronomical.

So deductibles are a happy compromise. Most insurance companies allow you to pay the first part of any claim you make. The amounts are usually stepped as $100, $250, $500 or $1,000. So if you cause damage valued at $3,400, the insurer will pay the balance after you have paid your contribution. Yes, payment of the deductible is a precondition of the insurer paying out. So, when you’re getting your online quotes, always remember to opt for the amount of deductible you can afford. That way, your car insurance policy will come with a discount. The higher the deductible, the bigger the discount!

Locksmith Franchise
This business is a unique franchise opportunity. No location is required. There are no build-out cos...

coal for sale

電子辞書

最近、翻訳することが多く、新しい電子辞書がほしいなぁーと思っていた。
今もってるのは、もう、１０年くらいまえ（＜古！）に購入したリーダーズの入った辞書。そのころリーダーズの辞書が発売された当時だったから結構、高かったのよ。それと、論文書くように英英辞典と類義語辞典がはいってる学習者向けの簡単な辞書をもってる。これは、安かった気がする。

ここ一ヶ月、なんだか、辞書がむしょうにほしくなって、探してたんだけど、ほしい！と思う、スペックのものは、４５０００円ほどする・・。そんなに、翻訳することないし・・。ちなみに私の理想の辞書は、リーダーズ、オックスフォードのアメリカ監修の英英と学習英英、類語、活用辞典、国語大辞典、漢語、ビジネス新語辞典。この、オックスフォードのアメリカ監修の辞書に焦点を絞ると高くなるので、普通のオックスフォード辞書に妥協しました。英語に興味ない人は、このオタク度がわからないよね。。

で、きた。

やはり、１０年前の辞書とは、違う！！すぐれもの！

この前の翻訳で、いまいち、しっくりこない言葉があったの。Reflection なんだけど、文脈では、どうも、自分を省みるという意味で、訳語は、「内省」にしました。Reflection をひいたら、とても沢山出てきたのだけど、やっぱり、私のお気に入り、リーダーズにいい線がのってたよ。そこから、ジャンプして、国語辞典で日本語の意味を引くことができるんだけど、いやー、感心。深いなぁー。日本語の意味って。しかも、どのシチュエーションでよく使われる言葉かってのも、でてくる。

いつも翻訳しておもうこと。日本語のボキャブが少なすぎる。せっかく、日本で教育を受けて、漢字も勉強したんだから、もっと、日本語をしらないとね。内省なんていう意味を引くと、和尚さんにお話が聞きたくなるよ。

外国にきて、よく、日本がもっと見えるっていうけど、これは、何年経っても一緒。自分が育った環境がいかに素晴らしかったか感謝するわ。今年は、日本に帰って、お寺でも行きたい気分だよ。（＜ジュニアがおちつけば）

辞書引くの楽しみになりそうだよ。

Aldata gewinnt neue Restaurantkette als Kunden
Aldata Solution, ein Anbieter für Softwarelösungen für den Einzelhandel, hat heute bekannt gegeben, dass Cucina in all seinen Selbstbedienungsrestaurants Aldatas G.O.L.D. Lösung inklusive der Kassensoftware POS verwenden wird. „Wir haben uns für Aldata entschieden, da Aldata auf… …der einen Seite...

Aldata Solution, ein Anbieter für Softwarelösungen für den Einzelhandel, hat heute bekannt gegeben, dass Cucina in all seinen Selbstbedienungsrestaurants Aldatas G.O.L.D. Lösung inklusive der Kassensoftware POS verwenden wird. „Wir haben uns für Aldata entschieden, da Aldata auf…

…der einen Seite als innovativer flexibler Softwarelieferant unsere Sprache spricht und ein idealer Begleiter für unsere expansiven Vorhaben in ganz Europa ist. Auf der anderen Seite sehen wir aber in Aldata mit ihrem 20-jährigen Bestehen auch einen zuverlässigen konstanten Partner, der über immenses Expertenwissen im Handel verfügt”, erläutert Jörg Hense, Vorstand der Cucina AG.

Stellenangebot: Business Development Manager SAP – Capital Goods m/w
Mit dem heutigen Stellenangebot sucht profil:consult ... ...Business Development Manager SAP – Capital Goods m/w Kennwort: 349BDI Dienstsitz: bundesweit möglich Unser Auftraggeber entwickelt Unternehmenslösungen für Geschäftsprozessmanagement. Mit der ARIS Platform for Process Excellence stellt das Unternehmen seinen Kunden ein integriertes...

Mit dem heutigen Stellenangebot sucht profil:consult ...

...Business Development Manager SAP – Capital Goods m/w

Kennwort: 349BDI    

Dienstsitz: bundesweit möglich

Unser Auftraggeber entwickelt Unternehmenslösungen für Geschäftsprozessmanagement. Mit der ARIS Platform for Process Excellence stellt das Unternehmen seinen Kunden ein integriertes und vollständiges Werkzeug-Portfolio für Design, Implementierung und Controlling von Geschäftsprozessen zur Verfügung. Dank des Ansatzes ARIS Value Engineering (AVE) betrachten die Berater/innen unseres Klienten die Unternehmen ihrer Kunden ganzheitlich. AVE bedeutet Brücken zu bauen zwischen der Unternehmensstrategie, den daraus resultierenden Prozessen, den zur Unterstützung notwendigen IT-Lösungen und der Kontrolle des laufenden Betriebs.

Ihre Aufgabe:

• Identifizierung branchenrelevanter Trends und Themen

• Entwicklung neuer Produkt- und Consultinglösungen für die Business Unit Capital Goods
• Identifizierung von Neugeschäft und Akquisition von Neukunden
• Presales-Unterstützung für die Kolleginnen und Kollegen im Account Management
• Auf- und Ausbau der zugeordneten Bestandskunden in Bezug auf das gesamte Leistungsportfolio des Kunden
• Beratung von ausgewählten Kunden, insbesondere in verantwortungsvoller Position als Gesamtprojektleiter.

Ihre Qualifikation :

• Sie haben ein wirtschaftswissenschaftliches, technisches oder naturwissenschaftliches Studium erfolgreich abgeschlossenen und mehrjährige Beratungs- und Vertriebserfahrung innerhalb der Branche Capital Goods

• Zusätzlich verfügen Sie über fundierte Prozess- und Branchenkenntnisse und kennen die Needs und Trends der Branche
• Die Leitung von Projekten und das Erkennen neuer Umsatzpotenziale gehört ebenfalls zu Ihren Kernkompetenzen, die durch Ihre fundierten Kenntnisse über betriebswirtschaftliche Standardsoftwaresysteme (z.B. SAP) sowie Beratungsdienstleistungen im Business Process Management Umfeld abgerundet werden
• Sie besitzen eine hohe soziale Kompetenz und die Fähigkeit, sich auf allen Managementebenen sicher zu bewegen
• Teamgeist, große Flexibilität und sehr gute Englischkenntnisse runden Ihr Profil ab.

Ihre Chance:

Mit seiner authentischen Geschichte eines weltweiten, dynamischen Unternehmens bietet unser Auftraggeber allen Profis die Basis für eine spannende weitere Karriere.

Wir sind: profil:consult GmbH arbeitet seit fast 10 Jahren als erfolgreiche Managementberatung. Wir bieten Dienstleistungen zur Vermittlung von Fach- und Führungskräften an und sind spezialisiert auf den IT-Sektor. Hauptsächlich betreuen wir Firmen aus dem ERP/SAP und BI Umfeld. Zusätzlich hierzu bieten wir spezielle Dienstleistungen für Unternehmen und Kandidaten an. Stellenangebote der profil:consult GmbH finden Sie auch auf unserer Homepage.

Ihr Ansprechpartner: Wollen Sie gerne mehr wissen? Dann schicken Sie uns bitte aussagekräftige Unterlagen über Ihre Projekterfahrung per Mail zu. Wir setzen uns dann mit Ihnen in Verbindung. profil:consult GmbH Frau Corinna Weiß: cweiss@profil-consult.de 

SAP-Partner gewinnt Neukunden
Die M+C Schiffer GmbH in Neustadt/Wied hat den SAP-Partner All for One Midmarket AG an ihrem Standort in Dortmund mit der Neuausrichtung ihrer Unternehmenssoftwarelandschaft beauftragt. M+C Schiffer ist Hersteller von Dentalprodukten wie Zahnbürsten. Eingeführt werde eine … …SAP All-in-One-Branchenlösung für...

Die M+C Schiffer GmbH in Neustadt/Wied hat den SAP-Partner All for One Midmarket AG an ihrem Standort in Dortmund mit der Neuausrichtung ihrer Unternehmenssoftwarelandschaft beauftragt. M+C Schiffer ist Hersteller von Dentalprodukten wie Zahnbürsten. Eingeführt werde eine …

…SAP All-in-One-Branchenlösung für insgesamt rund 220 Anwender.

Heterogene Softwarelandschaft
Das Unternehmen weise gegenwärtig eine heterogene Softwarelandschaft auf, die über einen langen Zeitraum entstanden sei. In deren Mittelpunkt stünden bis dato unter anderem Eigenentwicklungen auf Basis von Delphi, einer objektorientierten Programmiersprache, DIAMANT-Anwendungen für das Rechnungswesen und viele weitere Subsysteme. „Insbesondere behindern uns Abhängigkeiten von internen Programmierern, die mit eigenentwickelter Software zwangsläufig verbunden sind“, berichtet Thomas Bergen, kaufmännischer Leiter bei M+C Schiffer.

Weiterer Roll-Out möglich
Der SAP Partner All for One hat mit All for Plastics sowie All for Automotive zwei SAP All-in-One Branchenlösungen, die laut dem Anbieter über weitreichende Voreinstellungen für typische Geschäftsprozesse wie Großserien-/Linienfertigung, Logistik, Verpackungsmanagement, elektronischer Datenaustausch mit Kunden und Lieferanten verfügen. Das SAP-Einführungsprojekt bei M+C Schiffer erstrecke sich über mehrere Phasen.  An einen Roll-Out nach Österreich werde gedacht, später allenfalls auch nach Indien.

Anzeige:

Standardreferenz der SAP-Partner und SAP-Lösungen im deutschsprachigen Markt.

Das Fachmagazin is report hat in einer Gemeinschaftsproduktion mit Trovarit– the IT-Matchmaker den is report Business Guide SAP-Partner 2009 erstellt. 

Bestellen können Sie den is report Business Guide SAP-Partner 2009 beim OXYGON Verlag GmbH, unter folgenden Kontaktdaten: Telefon: +49(0)89/904862-10, E-Mail: eantritter@oxygon.de.

Sparen beim laufenden SAP-Betrieb
CIO's und CEO's trafen sich erstmalig auf der sapientia zum Austausch über "Alternativen für SAP-Anwender" in Berlin. Vor allem die Möglichkeiten der herstellerunabhängigen Wartung und der Nutzung gebrauchter Lizenzen habe… …im Brennpunkt des Interesses gestanden. Die herstellerunabhängige Wartung sei für...

CIO's und CEO's trafen sich erstmalig auf der sapientia zum Austausch über "Alternativen für SAP-Anwender" in Berlin. Vor allem die Möglichkeiten der herstellerunabhängigen Wartung und der Nutzung gebrauchter Lizenzen habe…

…im Brennpunkt des Interesses gestanden. Die herstellerunabhängige Wartung sei für die europäische IT-Entscheider noch neu und mit großem Interesse aufgenommen worden. Der besondere Wert dieses Angebots ergebe sich nach einer Lebensdauerplanung für das Anwendungsportfolio. „Sparen Sie beim laufenden Betrieb - leichter bekommen Sie das Geld für fällige Innovationen und Prozessveränderungen nie zusammen“, rät Helmuth Gümbel, Gründer von Strategy Partners International, den IT-Entscheidern. Der kumulierte Gesamtumsatz der teilnehmenden Anwender betrug den Angaben zufolge im Jahr 2008 mehr als 110 Milliarden Euro. Der SAP-Vertragswert aller dieser Firmen zusammen betrage netto mindestens 190 Millionen Euro Das entspreche einem SAP-Wartungsvolumen von geschätzten 30-35 Millionen Euro pro Jahr.

Ramco OnDemand ERP: Demoversion kostenlos testen
Ramco Systems will auch europäische Unternehmen für seine Software-as-a-Service (SaaS)-Lösung Ramco OnDemand ERP interessieren. Der indische Enterprise-Resource-Planing (ERP)- und Business-Process-Management (BPM)-Spezialist mit Europasitz in der Schweiz, bietet einen Testzugang an,… …den Interessierte auf www.ramcoondemand.com beantragen können. Sie erhalten dann die...

Ramco Systems will auch europäische Unternehmen für seine Software-as-a-Service (SaaS)-Lösung Ramco OnDemand ERP interessieren. Der indische Enterprise-Resource-Planing (ERP)- und Business-Process-Management (BPM)-Spezialist mit Europasitz in der Schweiz, bietet einen Testzugang an,…

…den Interessierte auf www.ramcoondemand.com beantragen können. Sie erhalten dann die englischsprachige Mietsoftware für einen begrenzten Zeitraum kostenlos zum ausprobieren.
Das auf der Basis der Ramco Business Process Platform entwickelte ERP Mietprodukt umfasse eine integrierte Software-Suite mit Finanzwesen inklusive Kreditoren- und Debitorenbuchhaltung, Customer Relationship Management CRM, Human Resources (HR) und Produktions Planungs System (PPS). Ein strategisches Management-Informationssystem biete verschiedene Auswertungsmöglichkeiten; über DCube lasse sich jede geschäftliche Transaktion imDetail betrachten. Die Lösung sei  multisite- und mehrwährungsfähig.
Ramco Systems hat sein OnDemand ERP im vergangenen Jahr in Indien und USA auf den Markt gebracht. Die Mietlösung entwickle sich bisher nach Plan: Seit dem Launch in den USA und Indien im vergangenen Jahr konnte Ramco den Angaben zufolge über 200 SaaS-Kunden mit bis zu 20 Anwendern gewinnen. Unter den Kunden befänden sich Unternehmen aus den verschiedensten Branchen, wie Fertigung, Automobilzulieferindustrie, Textilindustrie sowie Handelsunternehmen und Nahrungsmittelindustrie.

Beate Uhse, Child Lock. You will see it, your child won´t.
A great TV ad created for Beate Uhse, using a Rorschach Inkblot test.

Read more at blog.soulcreation.com ...

Gallery of posts up to 04-11-2009
Gallery of posts up to 04-11-2009

7 Money Making Blog Techniques That Spit Money And Profit


Do Illegal Aliens Have Rights?

Weekly links for April 01,2008
Managing clients’ emails You need to answer your clients’ emails but you also have to work without interruptions. You can do both using your email’s auto responder. One of the most common phrases we hear from anyone who emails us is, “Wow, I didn’t expect you to reply so quickly!” It puzzles me. Why wouldn’t I [...]

Peace talks is everybody’s concern
Two weeks after a peace forum we have held at Bukidnon State University, the group that organized it is now reported to be under surveillance as tagged by the military to be an “MILF recruitment committee”. This has been the most stupid and the narrowest split of sense I have heard of for 2009 so far. This [...]

Law banning aerial spray in RP?
While a court battle upwards is still being fought on this struggle for the environment, this senator from Mindanao has mulled passing a bill banning aerial spraying in the country. Sen. Juan Miguel Zubiri, who styled himself as an environment advocate while in the House of Representatives, said he backs Davao City’s ban on aerial spraying [...]

Where are the ICRC hostages?
What’s up about this painful ordeal? Hope-full stories I think are not of help. We feed on hard facts. We need to know the truth already. We had been kept hanging unfairly. Are they alive or not? We pray they are.

Favorite part on President Barack Obama’s inaugural speech
I glued myself to early morning television to see the inauguration. Here’s my most favorite part, what’s yours? “Our challenges may be new. The instruments with which we meet them may be new. But those values upon which our success depends — hard work and honesty, courage and fair play, tolerance and curiosity, loyalty and patriotism — [...]

How To Open An Online Merchant Account

An online merchant account is an account that is known as a "Payment Gateway". It is not a very difficult task to open an online merchant account. A payment gateway is a software that your web developer or engineer will have to incorporate into your web site. This is software that may or may not include a shopping cart, a system that [...]

Feng Shui In The Kitchen

The kitchen is the most important area of your home. It is responsible for nourishing your entire family and keeping everyone happy and healthy. In feng shui, the kitchen is a symbol of wealth and abundance also. The optimal place for your kitchen is the center of your home. If the kitchen is located near the front or back door, the [...]

Teleconferencing In The Community

Teleconferencing has become the ?norm? in the corporate world with meetings taking place between participants situated all around the world. But does it have a use in the community? Not only does it have a place, it has become increasingly popular in ways that may surprise you. In remote areas - Alaska for example - teleconferencing is used between the public and [...]

Preserve your precious memories

We all take pride in our photos and cherish the memories they represent. Yet, our traditional photographs are deteriorating with every passing moment. Faces and colors fade with the passage of time and someday these visual memories will be lost forever. Fortunately, Photomax provides an easy solution to the inevitable fate of your traditional photos with our Photo Saver service!

When you send your photos, slides, or negatives to the Photomax Digital Imaging Lab, trained photo technicians carefully clean and scan your photographs with state-of-the-art equipment. These new digital pictures are then placed into your Photomax account, and your originals are returned to you. You can then view your photos at any time and from any location.

With Photo Saver Digital you can send your digital photos and they will upload them to your Photomax account for you. Send your digital photos on a CD or digital media card, along with the completed order form, and they’ll do the rest!

Make money from home - Larson Concepts

Q How can I make money and build a business with Photomax?

A You can build your business by earning commission on the sales of Photomax products and services to customers you personally introduce to the products, and from the people they introduce, and so on.

This is why we call it a “viral” marketing opportunity. You have the potential to expand your income by sharing the Photomax business opportunity with others.

Success with guaranteed sign-ups

We all hate to admit this, but at some point, we've all joined an online MLM programs – and we all struggled to build a downline. And the question many of us asked is: “How do the big dogs do it”?

Basically, a “guaranteed sign up” campaign works something like this: a company starts by gathering leads that have expressed interest in joining an online opportunity and do not mind being contacted by a business sponsor. These companies then enter the leads into your program (provided that it is free to join), creating your downline on auto-pilot. And it's that easy.

The key to being successful with MLM programs success lies in how you relate to your new downline. If you come to them with the intention of tricking them into a paid upgrade, you are going to lose them fast.

Instead, you should get them acquainted with the benefits of your MLM program. Be friendly; get personal. Give away some useful stuff to them. This process is “relationship building.”

Relationship building is a very crucial part to your MLM success. Let them know how they can possibly benefit from your program and what it's potential is. It will help you a lot.

You should get as many leads as you can. Keep the following in mind: MLM Marketing is a numbers game!

Many Guaranteed Sign Ups companies come and go fast because they want to earn a quick buck. When you look for a company to provide sign ups for your MLM downline building campaign, there are a few important things to check out:

1) How long have they been around?

2) Do they have any certification?

3) Does the website look professional? Anyone can create a website, but not everyone can create a corporate-looking, professional website. While a professional-looking website does not prove their credibility, it at least shows the level of commitment to a website.

TWO
There is a time before fame. I am twenty three. My father is rich and powerful. I never see him. Sometimes we talk on the telephone – brief conversations in which nothing is said – but mostly, communication is facilitated through the lawyer, whom I have never met and whose name is unknown to me. [...]

Internet based business opportunity


Preserve your precious memories
We all take pride in our photos and cherish the memories they represent. Yet, our traditional photographs are deteriorating with every passing moment. Faces and colors fade with the passage of time and someday these visual memories will be lost forever. Fortunately, Photomax provides an easy solution to the inevitable fate of your traditional photos with our Photo Saver service!

When you send your photos, slides, or negatives to the Photomax Digital Imaging Lab, trained photo technicians carefully clean and scan your photographs with state-of-the-art equipment. These new digital pictures are then placed into your Photomax account, and your originals are returned to you. You can then view your photos at any time and from any location.

With Photo Saver Digital you can send your digital photos and they will upload them to your Photomax account for you. Send your digital photos on a CD or digital media card, along with the completed order form, and they’ll do the rest!

Gainesville student denied Constitutional rights as US Senator looks on: video clip
Watch this video if you think America is a free and democratic country.

Network marketing – home based Opportunity

If you've ever heard of Network Marketing, you've probably heard it said that it is essentially a people's business.

One of the unique characteristics of the network marketing type of business is that every individual distributor is in business for themselves but never by themselves. They will always be part of a larger organization and the compensation models are designed in such a way that every person can count on some form of support from their up-line.

It is no secret that fortunes can be made in this type of business and many have done just that. Every individual distributor does have the same chances. Success or failure is not dictated by politics, race, age, background or gender, but always by results. In that respect it is probably also the fairest business model in the world.

What is so unique about network marketing? One of the great things about network marketing is that education is built into the training systems of all good companies.

Network marketing is all about building people. It is probably your best bet if you want to learn about what it takes to be successful in life and you don't need rich parents or some kind of scholarship to enroll.

If this sounds convincing and you’re ready to jump in, and are looking for an opportunity, here’s one! http://www.larsonconcepts.com/Opportunities.htm

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Die Transformation - Das Leben ist Veränderung
Das Leben ist Veränderung! Durch manche Veränderungen stürzt man in eine tiefe Krise ... man kann sie aber auch leichter bewältigen, indem man – herzhaft über sie lacht!
Kategorie: Spaß und Entertainment 8




Infos über Transformation

Something Cool For Every Geek!
Go ahead and try to pick your favorite aspect of this video - I dare you! Is it that it’s an insane 11 (eleven) string bass? Perhaps the torzal twist neck? The fanned frets? Or simply the fact that this tapping deity is hauling ass on the Super Mario theme!? Enjoy!!!! [...]

And for a moment there…
… I thought maybe the MA legislature wasn’t available for purchase by special interests! MA Attorney General to Appeal US Dist. Court Ruling How comforting to know I was wrong! Can’t begin to express how giddily happy I am to see my hard-earned state tax dollars being spent to appeal a US District Court decision that barely makes [...]

The Future Of Our Democracy?
I’ve seen this quote (or perhaps “set of quotes”) a number of times over the past ten years or so. South Carolina governor Mark Sanford recently referenced these thoughts in a CATO article (can’t find it online) and it struck me as particularly poignant given the trillions of dollars we are sucking out of our [...]

Employment Agreements - WTF?
Below is an excerpt from an employment-at-will agreement that a well-known, >$5B market cap public engineering company makes its employees sign (emphases mine): WHEREAS, INVENTIONS include only those conceived or made by the EMPLOYEE solely or jointly with others during or outside working hours within the term of the EMPLOYEE’S employment by the EMPLOYER… 1. What the [...]

Good Riddance.
Chris Bangle quits BMW

Get down to the Cape Town Book Fair!
The Cape Town Book Fair is from 16-19 June 2007. You should definately make a trip to the book fair, as it is said to be bigger and better this year. I have heard that the Kids Zone is going to be phenominal, and I also understand that there will be some extra [...]

Work-from-home business opportunity

Combat Flight
Fly a real fighter plane! Unreal!

Chocolate Spa Treat
Cool, relaxing spa gift for anyone!

Wine Celebration
Make them feel special with wine, chocolate cake and flowers!

Private Jet Party
Party in your own personal jet!

Heritage Break
Flexible holiday gift for a couple - any location, date and time!

Great Evening Out
Luxury dinner plus a shopping spree for a great time!

Goodbye to one of my heroes of humour
RIP Geoffrey Smith

The gardening broadcaster and writer Geoffrey Smith passed away recently. Readers of my Radio Magazine column and my other blog Freelance Comedy Writer may know that I was a great fan of Mr Smith's use of humour: dry wit delivered with perfect timing in a broad, Yorkshire accent.

He proved that there are few subjects which cannot be rendered more interesting by an injection of humour from a speaker. Back in 1987, I heard a BBC Radio 4 documentary which featured a public speaker whose subject was flower arranging. They played a clip where he was talking to a large audience about aesthetics and how even a simple dish like baked beans on toast could be made to look inviting if it was presented in a certain way with perhaps a sprig of parsley on top instead of just tipping the beans out of the saucepan onto the plate 'Like this...' (He then made a disgusting, squelching sound). The crowd roared with laughter and the narrator stated that this speaker was booked up solidly two years in advance.

I sometimes wonder if this documentary planted the seed, so to speak, of an ambition to speak to clubs and societies nearly a decade later, albeit about rather different subject matter.

Public Speaking Tip #293: Think how you can add appropriate, naturally-introduced humour to the subject of your presentation, whether in the form of a short anecdote, observation or quotation, just as the late Geoffrey Smith did. It's a garnish that can only make you more effective and memorable as a public speaker.


Adding 'family value' to your speech
Mudeford Wood Age Concern, Christchurch

It's funny how the bookings fall sometimes - you can find yourself speaking to a number of organisations in the same area within a very short space of time. On 11 March, I found myself back at Mudeford (and indeed at the Mudeford Wood Community Centre) yet again, this time for the Pop In Centre run by Age Concern.

This was a repeat booking for this group (I spoke to them for the first time in November 2005) and my topic for the 40-or-so members and helpers this time was The Power of Humour in Everyday Life.

This is very much a 'pick 'n' mix' talk where content is concerned. There are certain 'banker' anecdotes which go in every time but other items vary. For this particular audience, I decided to include a piece of original verse from my late mother's talks, 'Radio Remembered', which I thought they would appreciate. It drew a gratifying round of applause so I was right!

Public Speaking Tip #299: If you are delivering personal material, don't forget to draw upon your own family as a resource. They may have some great, original stories, etc, that will be perfect for your presentation and deserve a wider audience.

I spoke for around 55 minutes and it went well, including another airing for the new 'dangers of puns' anecdote I have 'running in' recently!

After the talk, I spent some time chatting to John and Ilse Cole who have done such a great job organising this much-needed club for many years. Then it was time to start thinking about my fourth booking that week - an engagement at a writers' circle in Surrey where I had never spoken before...




Mudeford Good!
Brendoncare Castle Club, Mudeford Wood

On 23 February, I was booked to deliver The Power of Humour in Everyday Life to another club run by Brendoncare, this time the Castle Club at Mudeford Wood Community Centre in Christchurch.

After my experience the last time I delivered this talk for a Brendoncare club, I was wondering how it would be received at thisone but the 20  ladies there were a very good audience from the outset and it went really well so I was pleased to put that previous talk and what I felt was an off-form performance at Havant & District Writers' Circle the previous week behind me.

Public Speaking Tip #290: If you have a few below par speaking engagements in a row -  for whatever reason - you will find that a) the sequence won't last and b) it really focuses your mind and improves your performance.

After my talk, a couple of the members turned out to be very funny storytellers themselves with a couple of hilarious anecdotes, one about a restaurant's incredibly mean discount offer after waiting staff tipped snails all over a diner and the other about a lady's first (and probably only) all-over massage!





Salisbury Strain
Sarum U3A AGM, Salisbury

On 18 March, I set off to deliver another talk for Sarum U3A in Salisbury (always a great audience).

Once again, it was an example of how the biggest stress of public speaking for me is not the business of standing up in front of an audience but rather the journey trying to get there!

An accident involving a single car on the A338 Spur Road into Bournemouth led to Dorset Police closing off that section of the dual carriageway - for nearly fours, for some reason, a decision which led to a great deal of negative local press for them.This meant that the Wilts and Dorset X3 service was diverted on its journey into town before it could pick up passengers going back into Salisbury. It was therefore 30 minutes' late and as we travelled to Salisbury, we passed a massive tailback the other way, despite it now being two-and-a-half hours since the accident. I wonder if any of those people had presentations to get to?

As with the problems caused by the snow in February, there was nothing anyone could do.

Public Speaking Tip #301: Just occasionally, a booking to speak will be affected by factors that are beyond anyone's control. All you can do is focus on your doing your best when you get there if you are late - or on your next engagement if this one is cancelled.

I was met at Salisbury bus station by Ena and Tony Baldock. Ena has booked me for a large number of talks in Salisbury over the years, not just for the U3A. She is also a writer herself, having edited an authoritative book for bereaved parents.

The meeting was held in the hall behind St Francis Church. Here I am just after arriving, looking a little drawn! But after relaxing with a cup of coffee from Ena, I was well into 'speaker mode' and, when the 15-minute AGM meeting was over, I was introduced. I did about 35 minutes on The Power of Humour in Everyday Life and the audience of around 120 were terrific, as always.

Afterwards, I sold booklets, chatted to members and looked at the impressive displays of the various U3A sections' activities. I didn't spend too much time looking around Salisbury as I usually like to when I am in the area because I had to be back in Bournemouth for an afternoon session coaching a speaker...


The show went on - respectfully.
UNITE, Christchurch

The second week of March was my busiest for speaking engagements for quite a while. The first booking was a return visit to UNITE, the former National Federation of Royal Mail and BT Pensioners, where I last spoke last August.

When I arrived at Hoburne Naish, I was greeted by their Secretary Laura who informed me that their Speaker Secretary, Mr Rex Button, had passed away at the weekend. I was very sorry to hear this as I always enjoyed speaking to him on the phone and he had been very helpful in looking up travel arrangements for me. I had noticed that I hadn't received his customary call a few days before the meeting just to confirm that I was still coming; now I knew why.

The topic he had booked me to speak on this time was The Power of Humour in Everyday Life and so I immediately asked Laura if she felt this was still appropriate, especially as many members would only hear the news about Mr Button during the business meeting before my presentation. She was most insistent that he would have wanted this talk to go ahead.

After the announcements, which included a minute's silence in Mr Button's memory, Laura introduced me and mentioned that I had been concerned about whether my talk was still suitable. The audience loudly concurred that it was.

This is important because last summer, a reader posted a comment on this blog questioning what would happen in the theoretical case of an audience being informed of someone's passing just before a humorous speaker was introduced. I think this real-life example proved that my answer to the comment was correct!

Public Speaking Tip #295: If a change of circumstances, such as a committee  member's death, occur between your accepting a booking and the day of the event, you should ask whether your talk will still be appropriate. You will nearly always be told that it will bring welcome relief.

But...

Public Speaking Tip #296: If you are going ahead with a speech after a change of circumstances for your audience, you might want to review your material in case any item now seems in poor taste.

During the business meeting, I very quickly reviewed my material looking for any humour which might seem insensitive. There was one story which definitely had to go, an anecdote about the passing of a famous film star. It always gets a huge laugh but there was no way I could use it on this occasion. But what item of similar length could I replace it with during a talk which I would be delivering in just a few minutes' time?

During my presentation for Havant Writers a couple of weeks earlier, I had 'premiered' an anecdote about the dangers of using puns. Although originally intended as part of a 'how-to' for writers, I realised that this tale has an appeal to a wider audience and fits perfectly into my Power of Humour... talk.

Public Speaking Tip #297: Is there some material from one of your specialised presentations which has a broader appeal, perhaps for a humorous speech?

I spoke to the audience of around 60 for about 35 minutes, the new story got a great laugh and the talk was well-received, especially in view of the circumstances.




Speaking havoc
Havant & District Writers' Circle

To explain what happened during the 24 hours before my talk to Havant & District Writers' Circle on 18 February, here is an edited version my column from the Radio Magazine Issue 881:

Don't talk to me about stations...

The plan was simple: I was going to catch the 21.12 from Bournemouth to Hove where I would be cat-sitting at my brother's place. It would also be useful to set off from there to Havant the following evening for a speaking engagement.

The first leg of the journey was fine, as smooth as, well, Smooth, but when I got to Southampton, my connecting service was cancelled due to some troubled soul throwing themselves onto the tracks at Barnham. Helpful staff put me on a train to Fareham where they were certain I could get one to Littlehampton and change for Hove... Well, with apologies to Glen Cambell, by the time I got to Fareham I'd be waiting - the service to Littlehampton was delayed. I got on it knowing I would miss the last connection to Hove and, not knowing what it would be like to spend a night on Littlehampton station, I got off at Cosham, rang my brother (who was now in Kent) from a phone with very limited battery, and he looked at timetables online and phoned hotels. There were no more trains heading Brighton way and the prices of the available hotels in the area didn't appeal so I decided to get another train - my fourth so far - to Portsmouth and spend the night waiting there until I could set off for Hove on the 04.35.

So, at the time when I should have been sitting down with a cuppa at Hove, I was standing reading a thriller in the ticket hall at Portsmouth station until some apologetic staff told me they were locking up from 1am until 3,30am so I had to wait outside. The book was a lot less scary than the next couple of hours as hundreds of drunken clubbers made their noisy way past the station (like my home town of Bournemouth, the night-time economy in Portsmouth even seems to thrive midweek). I hid around the corner behind a pillar, putting my rucksack, two carriers and laptop bag down on the ground within easy reach in case I had to flee. You can feel terribly protective towards a laptop, a bit like a baby, not that I've ever had one (and no, I'm not going to do the smirking, laddish '...As far as I know!' 'gag').

No drunks or police troubled me but boredom did. A radio would have been great, even to hear voice-tracked shows. Some presenters bring great enthusiasm to graveyard shifts, others less so. One jock I was writing for at a major station found himself stuck away in some slot in the early hours and banned from using humorous links - he was just required to say who the records were by (a style brilliantly described to me by another presenter as 'voice on a stick'). He sent me an email saying 'To find myself, after all these years as a virtual tech-op - well!' (I didn't even know what that meant back then but he wrote so plaintively that I felt his pain).

I'm no stranger to spending boring nights outside stations. I once got stranded outside Southampton Central on the way back from some gig or other with a strange man who had three topics of conversation: lighthouses, the Isle of Wight and the history of the Dr Marten boot. He had never actually been to the island, which has lighthouses, because he was convinced that it was some sort of wilderness with no shops for the locals (how do those Isle of Wight Radio jocks manage?)

That was one summer - this was winter, cold and rainy (great when there's nowhere to pee!) I have never known time drag so slowly, even when listening to Bohemian Rhapsody,  but, eventually, some cleaners opened the station (five minutes late), I bought another ticket from the machine, got on the 04.35 (which was also five minutes late), changed at Havant (knowing I'd be back there thirteen hours later for my talk), got to Hove, fed a very hungry cat then slept a couple of hours before I had to get up, vacate the house because the estate agents were bringing someone to look around, and take myself off to a cafe to write that day's radio topicals which I then couldn't send because my newly-charged Blackberry had no signal.

There were only 28 days in February 2009. It seemed like more.

Not exactly the best preparation for a speaking engagement, was it? Furthermore, on the train back to Havant that evening, the passengers were packed in like sardines due to cancellations and delays caused by two more suicides in the South East. Conditions became less crowded as we got nearer to Havant and I arrived at the Arts Centre in good time.

There were 24 there and they were a good audience for my 90-odd minutes of content and question-and-answer but, after the problems beforehand, I didn't feel that this was my best performance.

Public Speaking Tip #289: Sometimes events which are totally beyond your control in the run-up to a speaking engagement can affect your state of mind on the day. You could cancel at short notice and let everyone down - or turn up and do your best anyway. A brief, humorous explanation to your audience can help everyone!

During the interval, I gave a short, impromptu, pre-recorded radio interview to Heather James for Portsmouth's Express FM. Heather is a great character, a broadcaster, speaker, blogger and writer for the Portmouth News (their longest-running female columnist) who I first met in 1998 when she booked me to speak to a very good motivational group she was running. She also came to my last talk for Havant Writers in 2002.

This was the most rapid-fire interview I have ever given but the fact that I already knew the presenter really helped me (plus the adrenaline halfway through a talk) and I felt that it went really well.

I used this talk as an opportunity to finally try out a new anecdote about how the over-use of puns can have unfortunate consequences. I've had plenty of time to prepare it - it relates to something that happened during a speech by a teacher when I was at school! It went well and I will be keeping it.

This writers' circle is very lucky to have the successful novelist Dee Williams among its members. Here is her latest book.

Testimonial from Sue Shade, their Membership Secretary, who also arranged transport back to the station for me:
"On behalf of the Havant Writers' Circle, I'd just like to say thank you for an entertaining and informative evening last night. I thought it went well, and I hope you enjoyed it too".

Well, not as much as I could have done with less stress beforehand! And afterwards, for that matter, as there were more delays on the journey back to Hove. When I got in, I slept for twelve hours!

Conroy promotes images of naked children on the net
Yep.� That Conroy…. who was thinking about content-level filtering. 2009-03-23 Ministerial Press Release is headlined "Broadband to revolutionise regional trauma care" Yep.� Conroy loves the idea and says…. “Specialists in far away locations will have instant access to the patient’s vital signs, clinical test results, high resolution x-rays, images and video allowing them to provide diagnosis and treatment [...]

Existing customers are valuable

Many organizations always look for new customers to purchase their products. They neglect to maintain their existing customer base. Existing customers are of real value to an organization as they provide a sound customer base and when there is strong loyalty from existing customers, new customers simply walk in!

 

What is special about existing customers? Well, they are pretty much aware of your product or services and how you function. They know your policies. Take for example, a clothes store, existing customers go into the store and just pick up what they like because what they purchased earlier suited them and they were happy with their earlier purchase. You don’t need an ad to make them walk over to the store. This is very unlikely with new customers.

 

When you take steps to understand the profitability of your existing customer base, you can identify the behavioural and lifestyle aspects of potential new customers. This will help you to correctly focus your marketing strategies on which prospects can bring in the most business to you. For example if your business is catering to the upper class section and you want to cater to the next strata here, you can predict their behaviour and requirements from your existing customer base.

What all this concludes to is that your existing customers are a valuable source of information to you on how well your business is doing and how well it is catering to customers’ needs and requirements. One thing about existing customers is that they will not tolerate decline in quality. If your existing customer base starts declining, it is a direct reflection of your product or service quality having gone amiss.

How a biz coach can help your set your biz goals

A Business coach is a professional who will motivate you towards achieving the goals you want to accomplish. One of the most important services you get from a business coach is that they listen to what you have to say. They find out what you want to achieve and show you the way to do this.

 

Most people who are managers or organizers are hard task masters or hard core professionals. A business coach is none of these. A business coach is a person who seeks to give you insights on how you can achieve your goals using your perspective.

 

When trying to understand your goals, they help you to set the right kind of goals. Very often your perspective of what is really required for betterment has to be sharpened through a third person’s perspective and this is what a business coach does for you. Since the business coach works to help you towards your goals from your point of view, you establish a quick connection with the coach and this in turn helps you to trace out the path you need to follow to achieve your goals.

 

One of the most important aspects needed to achieving goals is being organised and following a work structure that ensures success. A business coach will help you to become more precise in the way you do things.  If you have a set of skills, which you have not used so far or which you would like to put to use, the business coach will show you how to do this and about how you can tune them to help you achieve you goals.  Gradually you will find your abilities exceeding expectations.

 

By taking business coaching services, you are able to set goals in those areas where you truly want to evolve and grow. If you do not carry out what you are supposed to be doing to achieve your goals, the coach will hold you accountable for your actions and this means you simply have to improve yourself.

 

Through business coaching services you find yourself becoming more professional and taking up new opportunities. You cut down on unnecessary expenses, hire better employees or simply look at issues from a different angle. This helps you to achieve you goals faster and in a more efficient manner. 

 

What they play in heaven
Football for true believers at OnLine Opinion has the following teaser: Thoughts for the start of the footy season: ‘We don’t know what language will be spoken in heaven but we know what game will be played.’ This reminds me of a quote (I think it was from theologian Karl Barth, and I’m sure I haven’t got [...]

Reminder - Climate submissions by Wed
If you have a look at the Submissions to the CPRS inquiry, you’ll see two things that are important for the wider-ranging Climate Policy Inquiry that closes 2009-04-08: The popular opinion "on the street" was not reflected by the spectrum of submissions, which had over-representation by those groups wanting watered-down responses (even none!) to the climate [...]

Short climate inquiries open… get cracking!
Two VERY important climate-related inquiries, one on the carbon permit scheme, and the other broader, both fairly rushed… so get cracking on one or both depending on where your expertise and passion meet. The inquiry into the CPRS bill closes for public submissions by 2009-03-18.� You have a week to get them to economics.sen@aph.gov.au The wider inquiry [...]

Plus ça change, plus c’est la même chose
The pre-election jokes about "HowRudd" are leaving a nasty taste in my mouth.� What with Rudd wanting to keep high mortality rates and low infant welfare figures in countries that receive AusAID, and his Carbon Pollution Rights Splurge, both stances against all evidence, it’s getting harder to see Rudd as anything but a power-junkie seeing [...]

I’ve been censored for linking to Google
blogotariat.com has pulled a feeditem from this blog that had links to Google, discussed blacklisted items in Thailand (like The Economist), and included a copy of an email from ACMA. If you are quick, you’ll also see that the "top story" at Blogotariat has "n/a" next to it… and that top story last night was… Yep, my [...]

NFL to Fight Online Gambling
Jeff Miller will work to pressure US lawmakers to protect current ban on online gambling.

Massive March Jackpot Hits at Online Casino
Slotland delivers its biggest jackpot yet with a $200,111 winner on the Heavy Metal slots.

Major Online Gambling Guilty Plea
David Carruthers of BetonSports will face no more than 33 months in prison, and might be required to pay back $16 million.

Washington Court Rejects Online Poker
Lawyer Lee Rousso rejected in bid to have gambling ban recognized as unconstitutional.

Melbourne AFL Club Signs with Betezy
Demons join Adelaide and St. Kilda in signing with Darwin-based bookmaker.

Aussies, Kiwis Gamble the Most
Australian and New Zealand gamblers spend an average of $300 online every month, according to Canadian report.

What's new at William Hill Casino Club?
Flash Version, Payment methods and new video review - a busy month for William Hill Casino Club.

Where are you? by J. Roman & Soluna
Good Valentine song for anyone...The lyrics goes like this..where is he where is he where is that beautiful guy..who is he who is he whose gonna conquer my

Fiat Uno Accident Inside MEPZ II
Around 5:30 am this accident happened. Good thing I was inside the office not inside the

Party at Yo Latino Dec 19 06
Yo Latino

How to Get $250,000 of Advertising for $10,000
Tim Ferris has a great article on the art of negotiating. This is something I’ve never been good at — it’s an uncomfortable skill to learn, but it can definitely be worth it! Here are his five basic principles, in order of use: Negotiate just prior to the other side’s deadlines. Make them negotiate against themselves. Use a “flinch” [...]

Tim Ferris has a great article on the art of negotiating. This is something I’ve never been good at — it’s an uncomfortable skill to learn, but it can definitely be worth it!

Here are his five basic principles, in order of use:

1. Negotiate just prior to the other side’s deadlines.
2. Make them negotiate against themselves.
3. Use a “flinch” whenever someone mentions their first discounted offer.
4. Increase value while lowering price.
5. Never be the ultimate decision maker.
6. Use intelligent “bracketing.”
7. Practice using the “firm offer.”

Ivy's Favorite Songs

Home Based Business Opportunity
Still Reading Commercial Emails For Free? Receive Emails On Topics That Interests You And Get Paid For It! If you have access to your own email account, you can get paid. Refer others and get paid up to two levels. Hits4Pay is one of very few highest paying advertising program in the industry. Signup for free and receive $10 as a Free Reward: http://tinyurl.com/29xrh5

Free “7 Habits of Highly Effective People”
Audible.com has the audiobook of The 7 Habits of Highly Effective People by Stephen R. Covey available for free for a limited time. I found the book helpful, even though it’s a little dense in parts. If you’re into audiobooks, you should definitely get it for free while you can.

Audible.com has the audiobook of The 7 Habits of Highly Effective People by Stephen R. Covey available for free for a limited time. I found the book helpful, even though it’s a little dense in parts.

If you’re into audiobooks, you should definitely get it for free while you can.

Repurposing: the new purchasing?
I found an interesting article on WSJ.com that I wanted to share. It's about taking older fashion items and repurposing them in new ways to mirror current fashion trends. The video from the piece helps give you an idea of...

I found an interesting article on WSJ.com  that I wanted to share. It's about taking older fashion items and repurposing them in new ways to mirror current fashion trends.  The video from the piece helps give you an idea of what this is about.

The overall point about not buying new stuff initially got my attention, but I think a bigger point (unaddressed in the article) is what brands can do to respond to this. On one level we're talking about people not buying as much stuff as they used to, and why on earth would we want to encourage that. But I think there's opportunity in tapping into the notion of working a new purchase into what you already have, helping the consumer get the most from his/her overall collection of items, buying something will stand the test of time and go with lots of other things, etc.

This is a great time to revisit the idea of brands adding value for consumers. If what they want is the ability to make their dollars go further, let's help them with it. And not just by discounting the uber-trendy.

Instead of just pushing new for new's sake, I wonder if a new spin on purchasing would work better in these troubled economic times.

Children In Need Committee Vacancies
We have been asked by the BBC to circulate the following info regarding Children In Need Committee vacancies: BBC Children in Need is seeking to recruit individuals with extensive and demonstrable experience of improving outcomes for children and young people to provide independent, objective contributions to its Northern Regional Committee which is responsible for distributing [...]

Help Reduce The Carbon Footprint And Cut Business Costs
We all have a duty to help in reducing carbon emissions as well as encouraging good work place practices that reduce waste and extravagance. The HR function should help lead the way by pro-actively encouraging the business and the workforce to adopt some simple measures to make reductions. Here are some simple ways in [...]

The Best of Electric Guitar Instrumental
For me, this songs are the best! Check out the Canon D version.

Christmas

Take Our Performing Rights Society Survey
The Performing Rights Society (PRS) are launching a consultation on their code of practice. The British Chambers of Commerce are going to use our response to communicate to the PRS the bad experiences of many of our members and to lobby for a change in their working methods. Given the interest of the Network [...]

Christina and Ivy Bday Outing 08
After eating at port seafood in Waterfront Lahug, We went to Mountain View Busay.

Photo Album 2007-06-13 #2
Jeremy Rhey's Birthday Party. Taken at Happy Homes

As comedies go…
…this one might not be that bad. Especially since it’s got Zach G and Todd Phillips directing. It’s Three Men and a Baby meets Old School, meets every zany Vegas movie meets Mike Tyson’s fist. Watch the trailer for “The Hangover”

…this one might not be that bad. Especially since it’s got Zach G and Todd Phillips directing. It’s Three Men and a Baby meets Old School, meets every zany Vegas movie meets Mike Tyson’s fist.

Watch the trailer for “The Hangover”

Christian Bale: The Remixes
Some remixes from C. Bale’s outburst from the set of the latest ‘Terminator’. “BaleOut” by Revolucian “R U Professional?” by the Mai Shi

Some remixes from C. Bale’s outburst from the set of the latest ‘Terminator’.

“BaleOut” by Revolucian

“R U Professional?” by the Mai Shi

Nats Park Presidential Tryouts
I seriously considered doing this – but alas my “not-quite-tall” stature prevented me from trying out. You must be at least 5′9″ to be a president.

I seriously considered doing this – but alas my “not-quite-tall” stature prevented me from trying out. You must be at least 5′9″ to be a president.

Just a reminder…
A friendly reminder that Reality on a Stick has moved to http://realityonastick.com If you’re wondering why your realitonastick feed has not been receiving new posts, it’s because your feed is old and needs to be updated. Come on over to the new site and update using the subscribe button on the right panel. See you on the [...]

How To Choose The Best Car Rental Company

There are several things to be kept in mind while choosing a car rental company. First and foremost, the market impression of the company matters a great deal. The rental company should be a reputed one and the cars provided should be in good running condition. In-depth information about the car that you are planning to rent is very important. The policy [...]

Online Data Recovery Solutions

Losing your data usually occurs when you don?t have the extra time to fix the problem. You may rely on your computer for work or you may use your home computer to keep track of important personal files. Whatever your reason you are going to be lost without your data so you need to find a quick easy solution to restore [...]

Rise of Massively Multiplayer Online Role Playing

Games A new phenomenon in the online arcade gaming industry is the rise of MMORPG (Rise of Massively Multiplayer Online Role Playing Games). Several thousands of players share a common environment and fight each other for glory. Multiplayer online gaming is the newest rage with programmers. Almost every game is designed to include a multi-player option. Arcade games have shown an ability to overcome numerous [...]